I love credit cards so much! v2.0 (see first page for add'l details)

[miztressuz]

Thanks....my credit karma shows no inquiries am assuming since I’ve had Chase cards 20 years they aren’t doing hard pulls on my new applications....I’ll probably try for it once I’m done with the MSR on The BBP

Don't remember if anyone else mentioned this, I marked it to multiquote and then never actually quoted it , but credit karma only displays 2 of the CR bureaus. So Chase may be pulling from the third for you. I want to say CK does TU and EQ and to see EX you'd sign up with them separately.

I don't have quite the same history with Chase, only about 10 years, but they pulled for every application I've done. Even when I applied for the CIC only 32 days after I did the double dip I got another HP, from one of the same CRs they had already pulled for the Sapphires.

Debating how fast should I meet the MSR on DH's Hilton Biz. I'd like to use the points to book our pre-cruise hotel (Doubletree San Pedro) in April. I could just pay property tax early and be done. But thinking I should spread out the MSR to hopefully help with avoiding the AmEx pop-up. He also has a new Rose Gold, but I can spread out the MSR on that and plan to keep using afterwards for restaurants. Not sure how much that'll help.

A little worried that the standard rooms will all get booked. The King rooms already don't come up, only the 2 Queen rooms (which is fine for us).

How long does it take for Hilton points to post after meeting MSR?

AmEx has typically posted the points within a few days of meeting MSR. You'd probably see them within a week but most likely 2-3 days.

Surprising no one, I'm sure but I am so very sad that my SPG Biz/Lux will no longer be purple! My current line up of two purples, one pink, and platinum looks SO PRETTY. Why, Amex, whyyyyyy?????

I wonder if they'll think I'm an idiot for canceling (not this year since I'll be grandfathered with the lower AF but next) b/c the card is now an ugly color?

And, finally, another size concern...will the R-C be as heavy and able to moonlight as a weapon? Seriously, y'all these are important questions!

Unfortunately reports are that the RC cards are the same metal stock as the CSR/CSPs now. So I'd hang on to your weapon when it comes time for the replacement

 

[striker1064]

Ahhh, but this is the DLR Mint Julep, so no alcohol!

Mint juleps at Disneyland have no alcohol. If they did I would agree that’s a great price lol

Well then. A non-alcoholic mint julep sounds... unappetizing.

Hahaha I was wondering! I was like dang $13 for all that, that's a steal!

I never drink and DH orders maybe two drinks in an entire year when we go out. He ordered one at Lamplight Lounge when we went to DLR last year and I think it was $14. He did say it was really good and that it was a very heavy pour.

It'll be really funny to see how the new dining plan works for us now that alcohol is included. My mom will order a drink if she sees something fruity and sweet enough on the menu. In-laws don't drink at all. We'll be there during my BIL's birthday and he'll be 22, so he's in prime drink-around-the-world, party phase of life. I'm sure he'll take full advantage of the "free" alcohol lol.

Man, I wish the alcohol had been included on dining plans when we were still using them. I would clean up eating out with all my non-drinking family.

Actually, upon further reflection, probably best this didn't happen.

 

[speedyfishy]

Hahaha I was wondering! I was like dang $13 for all that, that's a steal!

I never drink and DH orders maybe two drinks in an entire year when we go out. He ordered one at Lamplight Lounge when we went to DLR last year and I think it was $14. He did say it was really good and that it was a very heavy pour.

It'll be really funny to see how the new dining plan works for us now that alcohol is included. My mom will order a drink if she sees something fruity and sweet enough on the menu. In-laws don't drink at all. We'll be there during my BIL's birthday and he'll be 22, so he's in prime drink-around-the-world, party phase of life. I'm sure he'll take full advantage of the "free" alcohol lol.

I forgot Mint Juleps normally have alcohol. SO and I don’t drink unless it’s on the dining plan. We did try a drink at Lamp Light Lounge in August but it was wayyyy to strong for us.

 

[LilSweetPeaPhoto]

Marriott Overhauls Cobranded Cards, Last Chance to Grab SPG Amex (or Marriott Biz) - TPG

@Albort alluded to changes coming to the Starriott cards over the weekend, and TPG confirmed major changes to the cards in this article posted today.

• SPG Biz and Marriott Biz. Addition of the ability to earn a second (35k points) free award night on both business cards after spending $60,000/year. Annual fee increase to $125 on the SPG Biz, which is being rebranded as the Marriott Bonvoy Business Amex.
• Limited-time 100,000-point welcome bonuses will be available for the three cards (SPG Lux, SPG Biz, and Marriott Premier Plus) that are remaining open to new applicants beyond February.
• SPG Lux and SPG Biz will have a 100k Marriott points welcome bonus after $5,000 MSR for signups between 2/13/19 to 4/24/19.
• Marriott Premier Plus will have a 100k Marriott points signup bonus after $5,000 MSR starting on 2/28/19.

Well I've had my SPG biz since 2005. And I paid the $95/year but $125 might be a deal breaker for me. Considering I've kinda used up all of my SPG points last year anyways. $95 for a free night was worth it. $125 for the free night....ehh....I'm not planning on any use for a $$$$ night anytime soon. I guess this can be dumped when/if the $125 hits me this year and I can put the hilton biz card into that #5 Amex place instead.

 

[speedyfishy]

A non-alcoholic mint julep sounds... unappetizing.

LOL I feel that way about alcoholic mint juleps. I love the mint juleps in Disneyland I think I had about four glasses at Blue Bayou.

 

[schmass]

OMG someone from my bank just called me and asked if I recently wrote out two large checks from my account. I had no idea what he was talking about and logged into my bank app to see that my account is negative by several hundred dollars! I clicked on the image of the checks and someone actually printed out fake checks and wrote them out. I am seriously freaked out now! Thankfully my bank caught this and contacted me but this is pretty scary.

 

[elgerber]

.

 

[LuckyMamaInDE]

OMG someone from my bank just called me and asked if I recently wrote out two large checks from my account. I had no idea what he was talking about and logged into my bank app to see that my account is negative by several hundred dollars! I clicked on the image of the checks and someone actually printed out fake checks and wrote them out. I am seriously freaked out now! Thankfully my bank caught this and contacted me but this is pretty scary.

Thank goodness your bank is on top of things! Fake checks

 

[LilSweetPeaPhoto]

Well it's an ice day here today. So I took the opportunity to FINALLY take my ex off the Slate Card I was primary on (we never used it) and changed it to a Freedom. I feel so productive. But now I'm sitting here reading all the the SPG/Marriot stuff with my head spinning. If I was AU on my ex's SPG am I eligible for the bonus myself? I mean, I guess it doesn't matter as I have all 5 amex filled right now with nothing I'm looking to dump just yet. Ugh. Oh well.

@schmass That's terrible!

 

[SouthFayetteFan]

Costco stopped offering the free cooler bag signup bonus.

 

[hsmamato2]

But now you get to enjoy me making the metal horns whilst on the road to Hana on beautiful Maui. I thought it fit with our travel theme.

I thought taht beautiful bit of ocean looked familiar...

 

[SouthFayetteFan]

OMG someone from my bank just called me and asked if I recently wrote out two large checks from my account. I had no idea what he was talking about and logged into my bank app to see that my account is negative by several hundred dollars! I clicked on the image of the checks and someone actually printed out fake checks and wrote them out. I am seriously freaked out now! Thankfully my bank caught this and contacted me but this is pretty scary.

Working in banking has shown me that this is more common than people realize.

 

[SouthFayetteFan]

@SouthFayetteFan refuses to acknowledge that one! hahahahahaha SignUp Bonus.

I guess I need to concede on this one and add it LOL!

We are opening credit cards for the sign up bonuses for free (cheaper ) travel. I think most here pay their balances off each month.

It seems somebody missed page 1 here...Benevolent Dictator is not pleased when people don’t read the stickies. LOL

 

[liloca]

My DS11 only went through pre-k but thrived there. He entered kindergarten already doing multiplication because his Montessori teachers just let him learn math at his own pace. We are going through the admissions process now for him to go to a private school that focuses on leadership for 8th grade through high. We felt it was a good time so that he has already transitioned prior to the start of high school and worrying about his GPA. He is not happy about leaving his long time friends but at least they have phones, texting and FaceTime to maintain friendships. Oh, and the fact he’ll have to “dress up” every day rather wearing his UA

That is awesome I am looking at a Montessori school for my son for kindergarten and it will be over 20K a year

 

[PolyRob]

OMG someone from my bank just called me and asked if I recently wrote out two large checks from my account. I had no idea what he was talking about and logged into my bank app to see that my account is negative by several hundred dollars! I clicked on the image of the checks and someone actually printed out fake checks and wrote them out. I am seriously freaked out now! Thankfully my bank caught this and contacted me but this is pretty scary.

Oh how scary! Glad your bank caught it!

 

[hsmamato2]

I register them with my personal info, then add them to [vanilla] Masterpass, log into Plastiq in incognito mode, add the MCGCs to my Plastiq wallet by clicking more ways to pay and adding them from Masterpass. Select your MCGC and liquidate at $97.56 (+2.5% fee of $2.44) per $100 card.

I got $500 each worth for my wife and me to max out our Staples Amex Offer, but I’m thinking I’ll go back and buy another $500 each using our CICs for that sweet 5x UR.
CIC or CIP 5x at office supply?
P.S. Love the new avatar!

 

[disneymagicgirl]

It looks like you'll both arrive in Terminal A, but at opposite airsides, so you wouldn't be able to meet her at her gate. Have her take the train and just meet her at the center of the landside terminal where the food court is.
View attachment 377658

thank you!! I am going to send her this exact map!

 

[Chancery8]

Just got 40k mr points for upgrading my amex to rose gold. However, they seem to have made a mistake on crediting my statement for the 20% dining credit. Something under $5 is not 20% of $300. I guess I'll have to call.

Did you make other dining purchases. I thought the same thing when I got a $20+ dunkin donuts credit for a $2 purchase, but turns out they combined the credit for 2 other restaurant purchases into one and just labeled the credit as dunkin donuts.

 

[Albort]

Thanks Marriott for helping me make my decision on my Amex SPG Biz card so much easier!!!

 

[schmass]

Working in banking has shown me that this is more common than people realize.

So scary! How did they even get my account information? Do these people ever end up getting caught?