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  1. miztressuz

    Target Reloadable RedCard

    Either would work. With the Reloadable you just have to have the money in the account before you purchase. You can fund from your bank, setup direct deposit, or add cash in store. With the linked debit card, they do an electronic funds transfer from your linked checking account which, IME...
  2. miztressuz

    Target Reloadable RedCard

    I haven't seen an offer where the rebate is mailed. The current one is a credit to the account within 30 days. When I did it, the $50 credit applied to my account within 3 weeks (about 21 days) of the $50 charge.
  3. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I'm going to guess no. I haven't done a package in years but I believe they still do come through as the Disney travel company which is unlikely to be coded as a hotel. It's a travel agency so counts as travel, but specifically hotel, probably not. There's a description of the categories in...
  4. miztressuz

    Updated Disney Gift Card Deals and More

    Correct, it's back to 479.99 online. $500 for 479.99 $100 for 96.99 $50 48.49 $25 for 24.49 $150 ($50, 3 pk) for 144.99
  5. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Changing your card number doesn't change the account, and wouldn't affect your age of accounts on a credit report. Otherwise every time you have fraud and have a new number issued, you'd have a "new" account age, which doesn't happen. Even changing from a CF/CFU Visa to a CFF Mastercard doesn't...
  6. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    The rep may actually be right? This is a question that gets many answers but there are some DPs of getting the benefits at booking as long as the account is still open at the time of travel. I've seen it a couple times, just hard to search for... And after searching I cannot find the other...
  7. miztressuz

    Updated Disney Gift Card Deals and More

    OMG after years they updated the screenshot restrictions! I honestly haven't tried for a few versions but indeed I can take screenshots of the offers in the Android app now. Everything else in the app saves a black screen instead of giving the 'screenshots restricted' warning. But at least I can...
  8. miztressuz

    Updated Disney Gift Card Deals and More

    I have 2 new Chase offers 10% off Staples.com valid online $17 max Expires 4/30/24 On all purchases until max has been reached. 10% off Home Depot valid online $54 max Expires 4/14/24 ONE PURCHASE only. I'm looking in the app right now and Chase doesn't allow screenshots. Seeing them on a...
  9. miztressuz

    Updated Disney Gift Card Deals and More

    Happy Pi day! BoA has a BankAmeriDeal for $3.14 cashback after spending $20 or more at Marcos Pizza Hardee's Carl Jr's Lidl HomeGoods QuikTrip Expires 3/17 (side note: What a random batch of establishments. Do Carl Jr's/Hardee's sell pie? I haven't lived near one in ages but I only...
  10. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Audible has been removed for a few months now, since Oct 2023. If you're still being credited that's a nice bank error in your favor and may not want to rock the boat. https://www.doctorofcredit.com/american-express-platinum-240-digital-credit-explained/
  11. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Since I was in the mod tools for DISchurners I forced myself to finally update the Wiki that I've been telling myself I'll do "at some point". There's still work to be done but I should have cleared out the most egregious offenses - like the SPG awards and partners, and updated some dead links...
  12. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I envy you. Time has never passed anyway near "quickly" on a plane for me no matter how many activities I have to occupy me. Every plane ride is like some twisted Star Trek time phenomenon where it feels like an hour has passed but really it was 10 minutes. Part of why I haven't had the courage...
  13. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Hi @disneyfan551 the private subreddit is https://www.reddit.com/r/DISchurners/ You have to be added into the group to see the content. There should be a way to send a message to the mod group from that page, and one of us will get you added, but reddit likes to change it up. (For a while now...
  14. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Nope, school yard rules, no take backs :p But seriously, they're already applied to your account, they're yours. Not conditional on maintaining a card once they've been issued.
  15. miztressuz

    Updated Disney Gift Card Deals and More

    I didn't hear about that part, that's a bit sad. I like the little boost from paying with 10+% discounted Target GC. But I appreciate the trade off of automatic deals. I always forget to scan stuff to check for offers before I get to checkout and I'm frantically looking for barcodes as I load up...
  16. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    That is what I've read for the RC because it's a Visa Infinite. Chase hasn't actually clawed the points out of the RR account IME, you just go negative on the card and you work your way out of it. Once you go positive is when they start sending to the RR account again. So you should be able to...
  17. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Yes, you give them a W-9 with your TIN so they can file the 1099 with the IRS. When calculating the tax it'll be counted as ordinary income, like bank interest. Since you said you can decide when to go, then the station has to take into account whatever the maximum value of airfare, peak...
  18. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I second @ctinct . If your prize includes transportation, make sure you do the same once tickets are booked. Go to the airline and price out the exact flight your booked on and screenshot/print to PDF. (Or train, rental car, whatever) Do that for every part of the package. Whatever value they...
  19. miztressuz

    Updated Disney Gift Card Deals and More

    I had one take 11 months. So far I've had everything credit even if it took a while and had to go through their yearly reconciliation. They sent me a letter about that one and gave like 16 cents in interest! :laughing: As long as you met all the terms, they get there eventually. Some people...
  20. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Expiration is based on your birth date. You get 5 years from your next birthday, so your first membership can be up to 6 years from approval. After that it'll be 5 years from the last expiration date.
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