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  1. Zhoen

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Question for the experienced folks... We will be staying at a Holiday Inn for my niece's wedding in June, and CSP has a 10% offer that expires in March... The website says they won't charge until checkout... if I call them and ask to prepay now, would they do it? Anybody have any experience...
  2. Zhoen

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Thanks! I should have said we both already have inks and CSPs. I will be keeping mine, but planning to get rid of his on the anniversary unless they throw us a good offer. We got great subs, referred each other, etc.
  3. Zhoen

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Next question... exactly one year ago today, I took the plunge back into credit cards after marrying into a heap of debt looonnnnggg ago and spending 15+ years digging out... (Thank you all for the encouragement...) Between URs, bank bonuses, and actual cashback, we have squirreled away over $5k...
  4. Zhoen

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Awesome, thanks! I realize that we won't get as good a redemption value without his points being used through a sapphire, but if it really looks like it will be a greater than $95 deal, we can always get him a new account right before we take our trip next year... won't have a bonus, but oh...
  5. Zhoen

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    P2's CSP will roll over on 22 April. I am thinking we should close it to save the AF... Is there a way to move his URs to a central location or transfer them to his ink? Or do we have to use/cash them?
  6. Zhoen

    The old thread full of little tips?

    Hiya, Dis-ies!!! Once, long ago (ok, more like 11 years...) There was a HUGE thread of just tips like "Pack oatmeal for in-room breakfasts," and "Take an umbrella to keep the sun off," and lists of places that had the filtered free water instead of the tap free water... does that still exist...
  7. Zhoen

    When do holiday events usually end?

    Hiya Dis-ies!!! I promised my daughters that I would take them each to EPCOT "someday" when they are old enough to drink around the world... That day is less a year away 🙀 I am TRYING to time it so that we go at the very beginning of January 2025... I have always wanted to see the HM done up...
  8. Zhoen

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Ok, Dizzies... I have SERIOUS questions! Or no, just one,really... I am just doing quick updates to my 2025 plans, and wanted to double-check my WAG ballpark airfare number... So I looked up the date we are flying, minus one year... **WHY** does it cost $200 **MORE** to fly nonstop from...
  9. Zhoen

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Hiya Dis-ies!!! Talk me into it… I’m still new at this and I’m looking at that 100k elevated Chase Ink preferred offer, and with a referral from P2, that would be an extra 40k… but I’m choking on the $95 AF… the 8k spend would be a bit of a stretch, but do-able…compared to the 15k MSR, it’s at...
  10. Zhoen

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Hi there! I am planning my family's first cruise right now as well, so I am total noob and locked in with NCL for our plans, but here is what I have found so far as far as savings... NCL does a thing called "cruise first" where you can buy a "credit" for half-price, one per reservation (NOT...
  11. Zhoen

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I remember people here have discussed this, but I’m drawing a blank… Will Costco accept VGc’s to buy Sw gc’s? It would be awesome if I could stack the OD deal with the chase credit, then use some of it to buy SW go for my eclipse return flight… (but still a good deal anyway, tbh…)
  12. Zhoen

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    This is an update... :) As of Thursday, I have enough funds spread around various accounts to completely cover my Summer 2025 Mediteranean cruise! (fare, soda package, and on-board gratuities.) I have been gathering up bank bonuses and rakuten and all sorts of crazy stuff y'all and r/ have...
  13. Zhoen

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    OOOoohh!!! A Niagara trip would have been AMAZING!!! I'm jealous!!! :) I, however, am trying to "volksmarch the 50 states," and we already did NY... so I randomly picked a place on the Missouri/Indiana border to knock out both those states-- and my husband got all excited because apparently...
  14. Zhoen

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    For those that might remember the "My stepdaughter changed the STATE of her wedding after I'd made all my reservations" debacle... we finally have reached the (small) silver lining. The airfare to the new location was less that the original location, and SW refunded that as a credit (of...
  15. Zhoen

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Thanks, y'all! That release will include us travelling *TO* the eclipse... guess I'll have to wait for the next one to plan our trip *BACK*... :laughing: It will be nice to have a ballpark, anyway!
  16. Zhoen

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I recall somebody here mentioning that the SW schedule for early 2024 would open in August. Can someone remind me when that’s expected so I can be ready??? TYSM!!
  17. Zhoen

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Hiya, Dis-ies!!! I have to go to a wedding in Kansas City the weekend of September 23rd, it will be kind of a whirlwind for us, since H's schedule is tight. We are arriving Friday afternoon, wedding Saturday, Fly back Sunday afternoon... Flights are already locked in. Right now we are...
  18. Zhoen

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Have any of y'all been to Tonolo bakery in Venice? I was looking at pictures and I am just in LOVE with the china they serve their drinks in. I was wondering if anyone has been there and knows if it is possible to purchase a cup as a souvenir... (otherwise I'll just flip it over and try to...
  19. Zhoen

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Chase velocity question: Do you recommend waiting 90 days between a (first-timer) CSP and a (first timer) Ink? Or is it different with personal vs. business cards? We are blowing through our MSRs wayyyyy to quickly over here! :sad2:
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