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  1. wanderlust7

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    They don't report to personal credit report. Leverage biz has 2x on top 2 categories. Property tax would probably go under schools and government. SUB on that is $900 for $7500 spend, 120 days.
  2. wanderlust7

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Yes, I buy GC from Staples online.
  3. wanderlust7

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I think of URs as Hyatt too. Personally, even with the UR transfer bonus, I'd still use MRs. Math justification - but of course everyone values their points differently. I value MRs with a floor value of 1.1 cpp (Schwab cashout even though I no longer have a Schwab) and URs at 1.5 (CSR...
  4. wanderlust7

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    DH's Citi AA biz that he got late Sept didn't go into a biz account, but mine that I got in Dec did. So I guess the change happened sometime in between.
  5. wanderlust7

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    No issues. SUB posted last month. Transfer was easy once I saw where the business account was. They'll approve without SUB, so I was a little paranoid about that. Triple checked my last SUB post date.
  6. wanderlust7

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Congrats! As far as I know, that offer's not available via support, so you didn't miss out on anything.
  7. wanderlust7

    Japan Itinerary-May 2024

    Thanks for mentioning this! I'm going to try it for Kirby Cafe since I've failed twice already.
  8. wanderlust7

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    BA charges by segment, so you can just book the 2 flights separately. It should cost the same as booking it as a connection, unless there's a peak/non-peak difference for the dates.
  9. wanderlust7

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    @FreeDiningFanatic Just a note that your screenshot has last 4 of your cc.
  10. wanderlust7

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    The primary driver needs to use a cc in their name. You could make yourself primary and use your CSR. Make your DH an additional driver and he would be covered.
  11. wanderlust7

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    The only one I knew about was Wynn, but I think that one requires 2 separate stays. Maybe next time!
  12. wanderlust7

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    The award ticket will be completely refundable, so comparing to the refundable cash price might be more apples to apples. Is that cash price the basic economy price where you can't change it at all or the regular economy where you'd get travel fund that expires in a year? Depends how much you...
  13. wanderlust7

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Thanks for the DP! I was denied at 4 open Inks. Will try again at 3. I suspect the dollar amount of the CL matters too, but I don't know how low is low enough. The public offer on the BCP is $250. Best was $350 and waived AF. Takes up a 5/24 spot, so not something I've gone for. You might...
  14. wanderlust7

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Sorry about the denial. How many open Inks, open Chase biz cards, total Chase CL both personal and biz? These are the things I'm suspecting affect approval now.
  15. wanderlust7

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    It was thought to be 7 years (or less) after you close the card. But now that lifetime language is "may not", I don't really know what that means anymore. Plus they've added family language to some cards. On the green, it's if you've had the gold or plat. On the gold, it's if you've had the...
  16. wanderlust7

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Is it on a biz gold by chance? Those points don't show up until statement end since it's top 2 categories. If that's not it, do the points for other transactions show up? I haven't seen anything about taxes no longer working. There can be lags and glitches with Amex, but I don't think it has...
  17. wanderlust7

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I'm confused. Why do you think it won't count?
  18. wanderlust7

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Did you do the charge using an instant card number? It's not even the taxes per se, but reps will use that as the excuse. How long has it been since you met the MSR?
  19. wanderlust7

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Just want to add that the advantage of the card is to spend towards status since it gives more elite nights per spend than the personal card. But if that's not the goal, CIU/CIC has the better SUB and no AF.
  20. wanderlust7

    Tokyo 3 Day Itinerary

    I'm a big fan of the delivery services in Japan. They're inexpensive and reliable. You might want to think about sending your luggage to Nagasaki or if it's a short stop maybe to the stop after that. It usually gets there the next day, unless it's further like Okinawa or Hokkaido. Then you...




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