Thank you all for your help and experiences. The fact that DVC holds its value so well, im thinking of getting SSR and trying it out. If it doesn't work out I can sell it and buy the Poly. That will also enable me to save during that time in case Ill need to sell and buy at the Poly. Have the resell prices of DVC increased much after say 2 or 3 years?
This may seem like a great plan but going in thinking you are going to be able to sell and not lose money is risky. First, you are assuming it will be easy to unload. So many SSR contract out there and it might take time to sell. Will depend on what points you have left and will need to pay commission, etc.
But, back to buying at a resort you don’t want to stay at. Do you really want to spend thousands of thousands of dollars and be disappointed, even for a few years? Is it worth it? You mention having owners who have gotten you Poly, but we’re they Poly owners? Or was this all within the 7 month or less window.
When I first bought, I considered this as well, but ultimately ended up buying BLT because that is what I wanted and didn’t want to be worried about 7 months. And back then, the ability to change at 7 months, even in December wasn’t as difficult as it is now.
Sounds like you also want studios which are even more difficult to get during that time. Is it impossible? No, but you want to own at a resort that you are going to be okay at if you can’t switch at 7 months. If you are okay with SSR and go in not expecting Poly, then it might be worth considering.
DVC is too expensive and a long term purchase. If Poly is what you want, then I’d consider buying a smaller contract there to use every other year, and then add on later on.
Good luck!