That shouldn't be. My boss was stuck in Peru. He gave me is account # and I went to the bank and did a deposit for him.
Chicago suburbsWhere are you located at if you don't mind me asking?
What is the best Peer to Peer app to exchange money between friends (or maybe for business) that is secure, popular, and easy?
With this Stay at Home order, I'm thinking I may need to get into one of theses apps.
I guess some of the choices are PayPal, Venmo, Zelle, others? I have no experience with any of these.
What are the cool kids using these days?
I’ve used PayPal for years and years at this point, from way back in the day when I used to eBay as a side hustle and it gets the job done. I commission a lot of fan art as well and it’s the preferred method of payment among Fandom it seems, since it’s so easy to set up invoices.
I’ve started using Zelle a lot recently though, since I bank with Chase and so do several coworkers. We rotate whoever on our team is in charge of putting together birthday stuff and when the time comes to collect money for cake etc it’s so much easier with Zelle. You can’t go wrong with either but ime PayPal is good to have just because it’s so old and ubiquitous.
So I’ve read a few articles about how Zelle is not as secure as the other apps out there. BIL is in IT and doesn’t trust it (well he doesn’t trust a number of things, I think he has a tinfoil hat )I think the cool kids use Venmo. At least that is what the college age kiddos seem to use. I have used it several times and it is easy. To send money is pretty instantaneous but to transfer money into your bank it can take a few days. I just recently used Zelle to transfer money to my DFIL. I am not sure if it was because it was Chase to Chase but the money was moved from my account to his account instantly. It was a little strange. lol The Zelle app didn't ask about bank info or anything. I just put in his name and email address and off it went. We did set up the Zelle with his bank right before we did it but I was still amazed on how fast it went.
If you haven’t gotten the answer yet, yes. Sign in as her, but you do have to sign. Unless she reports you (I’m assuming she’s ok with it) there won’t be a problem. Just today, my mom dropped off a check for me to deposit and forgot to sign it. I signed it and deposited it from my phone.So for clarification, if I sign in as her in the bank app, I will be able to deposit it? I would still have to forge her signature. I'm very uncomfortable doing that. In fact, all your wonderful suggestions (thank you so much) reqire me to sign for her. Will the deposit on the app work without a signature?
Maybe it differs by bank? Just reporting what I've experienced at my bank.
ETA- I googled and found an article. Apparantly the biggest banks (BoA, Chase, WF) have policies to not allow cash deposits into an account for unauthorized individuals. They still allow check deposits because they can trace where that money is coming from. This is to help prevent money laundering. At least that's according to the article. I'm sure different banks have different policies. Hopefully this helps!
Could be. But you wouldn't think they would care who deposits money in an account.
See my edit above - cash and money laundering in short.
I tried to do this last year for a family member whose account was hacked while they were at Phantom Ranch (bottom of Grand Canyon), and Bnk of America gave me all kinds of fits about it. Refused to let me deposit to their account because I wasn’t listed on the account.
You may want to check this. I bought parkhoppers in February from Undercover Tourist, and their website is saying most tickets are now good through 2022. I haven’t followed up with them on this because we are hoping to be able to make it in December, but you may want to look into it.sadly, I have 4 parkhoppers for the rest of them that are only good through January something
My DH is fine with me signing his name on the back of checks...it’s not like they compare signaturesSince we are on the topic of checks, I have a check that's made out to dh and I. Not sure when I will see him again (he's in Toronto and I'm still in Florida). Do I need his signature (as well as mine) on the back to cash it with mobile deposit? We don't have a joint account in the US.
Yes, you will need two signatures.Since we are on the topic of checks, I have a check that's made out to dh and I. Not sure when I will see him again (he's in Toronto and I'm still in Florida). Do I need his signature (as well as mine) on the back to cash it with mobile deposit? We don't have a joint account in the US.
That’s funny because I was just about to post about legos. We’ve been looking all night and there are hardly any legos available. We looked on legos website but most of them are on backorder. On amazon they’re all being sold by third party sellers for more than they should be
The cringe is part of what makes it great.
You may want to check this. I bought parkhoppers in February from Undercover Tourist, and their website is saying most tickets are now good through 2022. I haven’t followed up with them on this because we are hoping to be able to make it in December, but you may want to look into it.
I finally caught up here super skimming style. This will be brief.
I’m working 17-18 hours a day trying to get PPP loans processed. Don’t feel bad for me, it’s by choice (well necessity too but I’m all in on my job - it’s just who I am, never been a “9-5er” kind of guy). So when duty calls - I’m there. It’s been that way since Monday - just headed to bed now.
Also - can we please not have a mod visit this thread again? Just don’t respond and don’t engage in those discussions. I guarantee that half of you hate where I stand and half of you love it but that doesn’t matter because we have common bonds that bring us together!!! Let’s just talk video games, puzzles and credit cards PLEASE!
Also, my wife got approved for a card someday last week. Maybe Monday or Tuesday. Can’t even recall haha - it all blends together. So that’s cool!!
That’s funny because I was just about to post about legos. We’ve been looking all night and there are hardly any legos available. We looked on legos website but most of them are on backorder. On amazon they’re all being sold by third party sellers for more than they should be
What does that mean? I thought Disney relied on a large portion if CP kids. So they won’t have anyone back until winter?I just read that the Fall College Program and the Cultural Representative Program have been canceled.
I heard Wells Fargo hit their regulatory cap and can’t process any more PPP loans due to their prior nefarious activities!Also, thanks for what you are doing! I am not happy with Wells Fargo right now. Opened a bank account at another bank today and hopefully we can put our names on the list tomorrow. Not sure we will make it to the application stage since it is a regional bank and they got 11K apps over the weekend. Definitely wishing I had taken Chase up on their offer in January/February to open an account. I think it was for $500 or $600.