Disney offers complimentary late check-out of up until 1PM, based on availability. Any later than that and you'd be paying. When you check-in, have the front desk CM note it for you. They'll probably advise you that you'll need to call the day before check-out to request it again and check on availability.
We usually get the latest check out that we can get and then head to the pool. We shower and change in the baths there and head for the airport later on. We want to get every last minute of fun that we can get!
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