Disney LOVES that people are willing to pay for a convenience, even if they are spending more out of pocket than what the actual product (food) costs. I have run the numbers upside down and sideways, and I can still pre-pay for all my meals and have it actually save me money by doing gift cards, pre-paid credit cards, or just putting the money I'd spend on meals and either charge them to my room or my own credit card. If you look at the menu options and actually keep track of what you are intending to spend, it is going to be VERY difficult using the QS or regular dining plan to even break even. Personally, I'd rather put more $$ in my own pocket than into the Mouse's pocket, especially when I am paying what I already pay to go and see the Mouse. To each their own, but do some research.