It seems a slightly odd approach to say if you value your points at $5-6 a point it is good value to book cruises. Yes, that is what some people do, mainly because they don't know about renting, don't understand it, or cannot grasp the concept (really, I saw someone explaining it to someone on Facebook only yesterday and even after a full explanation she said she wasn't paying cash when she'd paid once already for points). However it is effectively a financial advice question so telling someone it is good value because they simply don't know or understand the options meaning they are drastically undervaluing their points, doesn't make any sense. Also going rate is now a minimum $13 on Dave's.