I love credit cards so much!

[DisneyMandC]

So my chase ur experience has been good to date but I’m currently not thrilled with them. Just called west jet about our tickets to Vancouver next month and they told me my flight from LGA to Richmond on Delta no longer exists (well basically they told me to call my TA). So I call chase and they have two systems, the lady keeps getting the information wrong and finally tells me the department I need to talk to is unavailable until tomorrow at 10 am.

Oh and my flight to lga no longer exists either. This is going to be fun to fix

I think Delta recently got rid of a bunch of those LGA to RIC flights. I had one I was following on Google flights for December and I got an email about two weeks ago that the flight had been canceled. Hopefully I’m wrong for your sake. I’m flying RIC to EWR in December and it seems like they have consistently decent flight times and prices, but that doesn’t help you if you’re already flying into LGA from Vancouver

 

[WVMomof3]

If I book a rental car using URs, will I still get the insurance coverage with my CSR? Trying to decide if I rent an SUV via UR for 25k or go through Budget for full-size car for $270 for our trip to DL from Phoenix. Nothing like booking last minute week long vacations.

Before I booked last year I called to make sure. They did say yes but I remember thinking I didn't have much confidence in the way they answered. So, I think yes!

 

[disneymagicgirl]

not so patiently waiting for DH's spg points to transfer to me so I can transfer to marriott for a N&F package.

also not so patiently waiting for a funds transfer to post to my newest bank account bonus endeavor.

nothing exciting going on in my churning world this week.

 

[kmc8826]

@EC0323 Delta hostage here. You have already gotten all the awesome advice and sounds like maybe decided. I would just add that if your focus is on Delta miles I would either get a MR card now or wait for the increased Delta offers. Last one was this spring. There should be one again this fall. Be aware that you do need to pay a small tax when redeeming MR’s for skymiles. Good luck!

Don’t you all hate days that are so busy you can’t get on the board just for a minute to stay caught up? I mean “really work I have a thread to keep up on!”

 

[afan]

Still going back and forth on MVMCP.. I get a slight discount with the AP and still unsure about it. We are doing MNSSHP which is worth it (did it last year) but unsure about the Christmas party...

I got my ticket with the AP rate. I have to pick it up there since my AP won't be activated until Nov 2. Bought it before the price increase since no one knew if ticket bridging would change or not. We went to the party 2 years ago on our trip and I think it was worth it. We did a bunch of rides, met Pooh and his gang, saw the fireworks and the 2nd parade. I'll be solo this time which is how I can use the time for 7D and I'll also catch the 2nd parade from Main Street because I want to experience the snow, even if it is fake. We watched from Frontierland which was great, we found a place to site along the rope to wait and the Country Bears were roaming around. We went to the first party then too and I didn't think it was overly crowded except when we got to the park about 4 and people were leaving as party guests were starting to come in.

 

[Disneyonmymind]

Yeah, unless you want to do one for 999.12 and the other for 301.76. Or you can pay the fee in cash. Or maybe just do three separate money orders if you are nervous. I tried two swipes once and got turned away. I’m in NOVA tho so it’s harder here. I found a Walmart that doesn’t ask questions but I’m too nervous to push my luck with multiple swipes. It’s my one location that I haven’t burned lol

what city and state are u in?

@speedyfishy already covered most of it. US Bank/Meta work well at WM, as do the ones issued by Blackhawk; think they are all under the Meta umbrella somehow. The blackhawk ones have the pin on a little slip in the packaging, so make sure you doublecheck which type of Meta. It's really not too difficult. If they note directly on the back of the packaging that the PIN is the last four digits of the card, that's the easiest. I've bought the Blackhawk ones at Harris Teeter and the PIN is on the slip once you open it. Either is fine at WM, just DO NOT buy the "Vanilla" ones if you plan to convert to a MO at WM; won't work

For your situation, yes, it would be 2 MOs via three swipes. I've walked out of WM with 2 MOs (998.00 each; I leave a few cents on one card and just drain it when i go grocery shopping, so it's not the obvious 999.12 that some cashiers may recognize) using 4 swipes during on trip. Again, I wait til the first one is done before I ask for the second. I don't disclose I need 2 MOs and will be doing 4 swipes until the process is underway

1.) "Can I have a MO for 998.00 please?"
2.) "$500 on this card please" (wait until the cashier processes BEFORE swiping your first $500 VGC, otherwise it will decline since it will try to process the entire amount)
3.) "The remainder on this card"
4.) "I need one more for the same amount please"
5.) "$500 on this card again"
6.) "Remainder on this one"
7.) SMILE and thanks!

It's nerve wracking the first time, and I forgot to wait for the cashier to key in $500 on the first swipe before I ran the card and got declined. Freaked out, only to realize my mistake in the parking lot before going back in to try again. Just breathe

OK guys, I put on my big girl pants and headed out there. I decided to get 3 (from 3 separate cards). At WM, I got the first MO no problem. Then I tried to get another one, and it wouldn’t go through. I tried several times but ended up leaving. Then I went to another store and got one with no problem. Again, the second one would not work. Finally I decided to get the last one with my debit card cause I just had to finish it. Lesson learned - only get one MO at a time/location. Also, I do not want to be in a position again where I HAVE to have one right away, lol.

Thanks for all your help!

 

[disneymagicgirl]

OK guys, I put on my big girl pants and headed out there. I decided to get 3 (from 3 separate cards). At WM, I got the first MO no problem. Then I tried to get another one, and it wouldn’t go through. I tried several times but ended up leaving. Then I went to another store and got one with no problem. Again, the second one would not work. Finally I decided to get the last one with my debit card cause I just had to finish it. Lesson learned - only get one MO at a time/location. Also, I do not want to be in a position again where I HAVE to have one right away, lol.

Thanks for all your help!

Nice work! I would be so scared too!

 

[Disneyonmymind]

Nice work! I would be so scared too!

Thanks. I was so frazzled by the time I got home, lol. I think that, since I am using the MOs to pay a lease, it should be allowed. It doesn’t seem like MS cause I’m not cashing it out, just changing the form of tender and everyone gets a fee for their service. Oh well, glad it’s done.

 

[CyndiLouWho]

I think it was me!! My DD took soooo long doing her app that I couldn’t remember for sure. I was 90% sure I picked you. Lol. Wasn’t sure if I should tell you and get your hopes up.

So sweet! Thanks to your DD!

 

[Haley R]

Yay! Congrats! I was approved 9 days ago and anxiously waiting for my card to arrive. Just a note, they send an envelope with card info and T&C first, no card. I got excited for a second.

I’m impatiently waiting for my cip card.

 

[speedyfishy]

OK guys, I put on my big girl pants and headed out there. I decided to get 3 (from 3 separate cards). At WM, I got the first MO no problem. Then I tried to get another one, and it wouldn’t go through. I tried several times but ended up leaving. Then I went to another store and got one with no problem. Again, the second one would not work. Finally I decided to get the last one with my debit card cause I just had to finish it. Lesson learned - only get one MO at a time/location. Also, I do not want to be in a position again where I HAVE to have one right away, lol.

Thanks for all your help!

Congratulations! Sorry the one card didn’t work. I wonder why. Maybe the funds were processing. Buying MOs gets easier if you ever want to MS. My first run was a disaster. I finally got an MO after going to my fourth store. Now I know what works and I just do it when I’m out grocery shopping quick. lol I still get nervous tho lol

 

[mmmears]

One of the perks I love most about the Platinum is access to their Centurion airport lounges, which are a step up from most domestic airport lounges. Unfortunately, there is no Centurion Lounge at ATL. The Platinum does offer access to Priority Pass lounges, which are far more widespread, for the cardmember and two guests, but you already get that with your CSR. The Platinum also gives complimentary access to the Escape Lounge network, which again is not at ATL. If you're flying through an airport that has one of these lounges, it's nice to be able to spend time before, between, and even after flights in one of Amex's network of lounges. The Platinum does offer complimentary access to Delta Sky Clubs when traveling on same-day Delta operated flights, but guest access is another $29 per person. I’m not sure if the Delta cards offer the same or better Delta lounge benefits.

Chiming in late since I only got caught up tonight, but another vote for the Amex Platinum for many reasons, including the lounges that Lain mentioned. We got one years ago (I think 7) and didn't think we'd keep it but the benefits outweigh the AF for us. DH used the Priority Pass lounge in ATL a couple of months ago and said it was nice. We regularly use the SFO and PHL ones, and DD just tried out the one in DFW thanks to AA canceling her direct flight home (she says that was the best Centurion so far). It's very nice that AUs have the same access. We used our MR points to book business class flights to Europe for our upcoming cruise. This, plus the $200 credit, the Global Entry, etc. makes it worth it for my family. YMMV

 

[Albort]

Would love it if you could share some tips on doing this!!!

theres some info on the reddit group. feel free to ask questions there!

I’m impatiently waiting for my cip card.

u didnt ask for them to expedite it? i got it like 3 days after approval(4th of July pushed things back)

 

[calypso726]

Yes that is the offer. I assume since I got it there is a high probability I would be approved. I read if I apply for other Amex this offer goes away. It has such a high bonus I hate to lose it but that $550 is a killer. I can justify for 450 on CSR due to 300 travel credit. Struggling with justifying this one.

Also chiming in late. I picked up the original 100k offer a few years ago and cancelled when the AF hit. DH did the same. When I got the opportunity to get the card agaian at 60k with no “once per lifetime” language on the offer I jumped on it. This time when the AF hit, I called for a retention offer and kept it. I was always going to keep it but doing so with a nice retention offer was icing on the cake.

not so patiently waiting for DH's spg points to transfer to me so I can transfer to marriott for a N&F package.

also not so patiently waiting for a funds transfer to post to my newest bank account bonus endeavor.

nothing exciting going on in my churning world this week.

The final 30K SPG points transfer came through and I transferred it to Marriott. We already have 4 of the packages and I am now mulling over pulling the trigger on a fifth one or keeping the points in place. Decisions, decisions.

 

[Alexle2007]

Before I booked last year I called to make sure. They did say yes but I remember thinking I didn't have much confidence in the way they answered. So, I think yes!

Thanks! I ended up putting a small amount on my CSR just to be safe.

 

[striker1064]

@striker1064 - Next year, if you don't want to go through the hassle of listing your AA egift cards, please feel free to PM me and I will take them off your hands at that discount.

Can do!

 

[hsmamato2]

I kind of really want to go for both. I'm now feeling FOMO on MR Amazon offers

But PRG would set me back a couple months on getting a CIP, from October to December...

how do you trick it to get the 50k/1k offer? I'd love to get that

 

[hsmamato2]

Visa gc...I got a couple last quarter.... registered them to my name online, I could use them ok at a shop register(do I hit debit or credit button?) but no go at the costco gas station...what am I doing wrong here?

 

[DisneyMandC]

During a bout of insomnia last night, I was thinking to myself what was going to be the best way for me to get from LAX to DL in a couple weeks. I had been thinking I'd use Lyft and charge it to my CF for 5x UR, but I really didn't want to do that since I'm working on MSR for CIC and Hilton Biz. Then I remembered- duh! 5x office supply stores for CIC and see if they have an Uber gift card! Anyone ever seen one there before? I can't remember when the last time is that I went in my local Office Depot so I'm not sure what their selection of gift cards looks like.

 

[speedyfishy]

Visa gc...I got a couple last quarter.... registered them to my name online, I could use them ok at a shop register(do I hit debit or credit button?) but no go at the costco gas station...what am I doing wrong here?

Run it as a debit. For gas stations you have to pay inside with the cashier and give a set $ amount of gas. They don’t work at the pump.