I love credit cards so much! v2.0 (see first page for add'l details)

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Why do you need two sets of magicbands? As a local I'm always confused on why people get new ones every trip. Seems so wasteful. Just curious on what everyone does with them all and why people don't opt out of getting another set when they already have ones.
This is probably not the answer you want but my simple answer is....because we can. We never keep our bands from previous trips because I don’t like the clutter and we actually get really excited when the bands come in. It makes the trip seem more real. I got a Halloween band last year that I still plan to use but only at mk because that’s the only park the special effects work at. The reason we take both sets is because we have a split stay and Dh and I like picking out different colors.
 
I've been wondering that too. Like my ILs only have SPG accounts, does that matter? No idea. Think their points are going to waste anyways, unless Marriott will let me transfer them to me or DH. It's only about 6.5k points total. Really 5k because of having to transfer in 1000s increments

When you need a room, transfer your points into their account and book your room. Then call the hotel and add your name to the reservation. If you've got enough points, it shouldn't cost you to transfer.
 
What do you make of the growing number of DPs of folks getting approved for two CIPs using only SSN for both (vs SSN and SSN+EIN) and a change (addition or omission) of middle initial between the apps?
It seems viable at this point without a 24mo. wait. I may test the waters on it eventually myself but for now there’s been plenty of cards to keep me busy.
 
I would have dreams about being sent to Chase jail if I did this.
It seems too good to be true but it is working. My hesitation is if they denied the bonus I’d have no recourse and waste $5k spend. The general theory is that Chase won’t approve you for a card without a bonus though. Much to ponder there.....
 
For those that do shirts on a cricut, does the vinyl make the shirt stiff? I want to try and find a Mickey tank top for my August trip but it seems like the shirt wouldn't be as comfortable if I found one off etsy (or asked really nicely and paid one of you to do it and give you business for a biz card :D). I don't like that a lot of women's tanks with designs are like the back of a sports bra so you have to change what you wear under it especially when most solid colors are a normal style. Also why I don't have a Mariners tank.
 
Why do you need two sets of magicbands? As a local I'm always confused on why people get new ones every trip. Seems so wasteful. Just curious on what everyone does with them all and why people don't opt out of getting another set when they already have ones.
I have never declined a MagicBand order. I have had some issues accessing my room and even though the "MagicBands are interchangeable," the resort can tell which bands are attached to the reservation so I always make sure to have that one on when arriving via DME. I also do split stays so 2 new MagicBands per trip. With the 2.0 release I interchange the puck like red/green for Christmas orange/purple for Halloween, etc. The far range battery also weakens as the bands age. Things like entering the park or using FP+ require a tap so no issue there, but ride photos like FEA or SDD may not register if the long range battery is weak/dead. When IASW has the goodbye screens on my name is always up there. I've also noticed the color also fades/turns white. I thought it was maybe due to sunscreen or chlorine, but its happened on bands that have never come in contact with those things.

If Disney somehow gave a monetary credit for declining a band I would probably consider it, but it doesn't and I am 110% sure the price is factored into the resort cost so I order what I paid for. Its like the mugs. I do feel wasteful buying new ones every trip, but Disney doesn't seem to care. I call IT and have the prior years' bands removed from my account to make it more manageable on myself and to ensure my account functions as good as MDE can.

I've seen some cute things on the internet like MagicBand Christmas tree garland or a MagicBand wreath. I may try that out with all the deactivated ones.
 
Ok - so if this isn't working try the following:
Once you've accessed it once, it seems it will always work...strange I know! LOL!
Using a tablet: Went to "Preferences" and "Options" tab. I don't see anywhere to select OLD REDDIT or DESKTOP.

Next I tried going to the link and deleting, refreshing and still a no-go. Thanks for trying. I suspect it has to do with not being able to find the Old Reddit option.

ETA @SouthFayetteFan .....I stumbled across the Desktop option and now the link works. Awesome ! Thanks again for your hard work here!
 
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I know PointsYak is skeptical in discussions about it, but I think there are enough positive DPs of the bonus posting to risk a hard pull and $5k spend. This could be a good option for those who are reluctant to apply for an EIN for their "business" to get another CIP (or another of the Ink cards).

I'm very tempted to try it for my wife, since she is under 5/24, or when I get under 5/24 in March; but there's the 75k United Biz offer that expires 3/18/19. Timing's an issue too. My wife was approved for the CIC in early December, which puts her next app in February to give it a ~2 month cushion. I'll be back in Chase's playground in March. Arguably, 80k UR (+20k UR referral) > 75k UA miles, but why not both? The United Biz offer is limited time and expires in March, whereas there's a good enough chance that the 80k UR CIP offer (and hopefully the 20k UR referrals and 2 CIP with SSN loophole) will stick around for a while longer.

Decisions...
I don’t quite know why the multiple CIP via SSN gives me pause...but it does. So I’m right there with you on considering it!
 
For those that do shirts on a cricut, does the vinyl make the shirt stiff? I want to try and find a Mickey tank top for my August trip but it seems like the shirt wouldn't be as comfortable if I found one off etsy (or asked really nicely and paid one of you to do it and give you business for a biz card :D). I don't like that a lot of women's tanks with designs are like the back of a sports bra so you have to change what you wear under it especially when most solid colors are a normal style. Also why I don't have a Mariners tank.
Personally I think it depends on the vinyl used and whether you have a lot of layers. I perfer to use Thermoflex brand, I find it more flexible than the very popular Siser brand, but it's a little more expensive. The more layers you have though does matter though.

In this photo, my Castle Home shirt is quite comfy. The Marie shirt however didn't bother me, and it was very hot that day, but it's not as flexible because there's a full layer of black, then the white and all of the pinks. The rest are prefectly find, they aren't really layered.

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What do you make of the growing number of DPs of folks getting approved for two CIPs using only SSN for both (vs SSN and SSN+EIN) and a change (addition or omission) of middle initial between the apps?
I was genuinely wondering how to add middle initial to the app, not even trying to skirt around the rules. I figured I would just put exactly what was on my last Chase card just so it matched in the system. This is definitely interesting!

I know PointsYak is skeptical in discussions about it, but I think there are enough positive DPs of the bonus posting to risk a hard pull and $5k spend. This could be a good option for those who are reluctant to apply for an EIN for their "business" to get another CIP (or another of the Ink cards).

I'm very tempted to try it for my wife, since she is under 5/24, or when I get under 5/24 in March; but there's the 75k United Biz offer that expires 3/18/19. Timing's an issue too. My wife was approved for the CIC in early December, which puts her next app in February to give it a ~2 month cushion. I'll be back in Chase's playground in March. Arguably, 80k UR (+20k UR referral) > 75k UA miles, but why not both? The United Biz offer is limited time and expires in March, whereas there's a good enough chance that the 80k UR CIP offer (and hopefully the 20k UR referrals and 2 CIP with SSN loophole) will stick around for a while longer.

Decisions...
I was pondering the same thing! I figured the CIP should be my first business card with Chase based on what everyone has said. I was a little paranoid after the CSR/CSP double dip and Chase slashing my CLs so I figured I would wait a little longer than the suggested 3 months for things to cool down and see what Chase was doing (I just passed 5 months). I also know I have a large expense in April so I figured the $5,000 MSR would be no issue whatsoever. Then the United business offer became public. If I went for my CIP today I would be fine at a little bit over 5 months from my last Chase app, but I would be too close to 3/18/19 to go for the United card at just under 2 months. I am also weighing the idea that the CIP would be more beneficial. I don't have any immediate plan for United miles, but it was a nice offer. Wishful thinking the deal is extended or comes back in the future.
 
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