Lain
DIS Veteran
- Joined
- Oct 4, 2014
Well that's a game changer. Not that I'll be opening the Lux card anytime soon, but I didn't plan to open it at all as I don't think we'll get the value out of the AF. However, if you can downgrade later to keep AmEx happy for account age, that might be back on the table. Can you hold more than one card with AmEx? Like if I kept the regular SPG card, could also I downgrade to a 2nd SPG card? (like you can with Chase) I'll have to go read your thoughts now Maybe that's been answered
Good catch. I forgot to address that point. I’ll add it to the post later.
YES! You can have more than one of the same Amex card, you just can’t get more than one bonus on the same product unless you apply with no lifetime language terms. For example, most recently, lots of churners were signing up for second Amex Gold cards for the extra cap on 4x supermarkets because each card account is limited to $25k/yr.
So while I thought about suggesting, don’t downgrade to the personal SPG/Bonvoy Amex if you’ve never had that card, because you won’t be able to get the bonus, it wouldn’t matter for the timeframe we’re talking about — post-August 2019 — when the Amex SPG personal card won’t be available for new signups anyway.
If you currently hold the personal SPG card and intend to keep it, you can still downgrade the SPG Lux/Bonvoy Brilliant to it/Bonvoy Amex after August.
Last edited: