I wish I could remember how I was able to acquire my PayPal debit card. It is a "business" debit card, but I don't have a business...I have sold 2 things on eBay so maybe that was once considered a "business" by PayPal and somehow qualified me for the card
. I like it because it gives me easy access to my PayPal funds and I can also link it to my online bank account to use for purchases, subject to my bank's limit of only 6 total transactions (which includes deposits and transfers) per month.
Anyways...
I earn 1% cash back whenever I use my PayPal debit MasterCard so I have it "linked" to my online (Ally) bank account. That account is only used for vacation expenses. Today, I went to BestBuy and used my SwagBucks QR code an bought $100 worth of Disney gift cards using my PayPal debit card to pay. The money that I used was earned from SwagBucks (PayPal redemptions that were transferred into the savings account), Ibotta, and Dosh so it was "free" funds. Since BB is at 3% today, I will earn 300 SB on the purchase, a 750 SB bonus, plus another $1 rebate to my PayPal account for using my PayPal debit card....that's an 11.5% PROFIT off of money that was earned for free
If a PayPal business debit card is available to you, it is a great way to easily access your PayPal funds that you cash out from SwagBucks. It works like an ATM card to easily access cash or it works like a debit (or credit) card if you want to make a purchase with it. Plus, you can earn 1% back on your purchases
.