Rumor about “modified experiences” when Disney reopens (read 1st post for potential modifications being considered)

[anthony2k7]

Are you referring to travel insurance or medical insurance?

Two different issues. Travel insurance that won't cover COVID, you have a pretty good idea what the cap is on the amount you lose. I'd consider going without travel insurance that will not allow you to cancel for COVID related reasons. Not medical insurance, no way.

ETA: I think they get mixed up when this gets brought up sometimes.

Travel/medical is basically the same thing for uk travelers - not sure if that's the same everywhere?

 

[DGsAtBLT]

So as a non-American you have to buy a seperate policy for medical I take it when traveling to the US? What is the current practices there? Are they excluding medical coverage related to COVID?

Ours are purchased separate. I'm not sure if you can buy them together or not.

Not sure whether they actually stopped covering COVID-19, but there was talk of it when they were urging Canadians to get home. To be honest I backed off listening to travel news because it was no longer relevant for us.

 

[DGsAtBLT]

Sorry, I don't want to pull this in a insurance talk tangent, but just to circle back to Disney I think if there is a lack of medical insurance that probably makes trips to the US a non starter for lots of international guests.

 

[yulilin3]

live stream now
https://thefloridachannel.org/

 

[BadPinkTink]

Ah, my medical and travel are bought as one when I go abroad. And no way would I go abroad without either right now, so USA travel plans here I am!

So as a non-American you have to buy a seperate policy for medical I take it when traveling to the US? What is the current practices there? Are they excluding medical coverage related to COVID?

In Ireland Travel Insurance and Medical Insurance are a package, you don't buy one without the other. Travel disruption is an add on extra.

Most people buy annual Travel Insurance, as we are an island country and most people leave the island multiple times in a year, either to UK or somewhere in Europe, as well a long haul trip somewhere.

 

[anthony2k7]

Sorry, I don't want to pull this in a insurance talk tangent, but just to circle back to Disney I think if there is a lack of medical insurance that probably makes trips to the US a non starter for lots of international guests.

Absolutely.

 

[lovethesun12]

So as a non-American you have to buy a seperate policy for medical I take it when traveling to the US? What is the current practices there? Are they excluding medical coverage related to COVID?

Usually if you have travel insurance it will cover medical procedures up to a pretty high amount (ours is high millions overall because we have multiple sets). It's pretty common to have trip interruption/medical coverage. I have that on both our two travel cards, plus DH & I both have it through work. I've had to purchase extra for trip cancellation.

If covid-19 didn't exist, I still absolutely 100% wouldn't travel without medical travel insurance. I guess you'll always get an exception to the rule but I really can't see many Canadians travelling without it. I know right now all of my policies stopped covering it.

 

[Spridell]

live stream now
https://thefloridachannel.org/

All of Florida slowly opening except for Southern Florida

Stay at home order will be lifted except for south Florida

 

[smmco]

Currently chances may be low. Come the 2nd wave, no one knows how bad it may get.

No sane person should travel without covid included on their travel insurance.

I guess I’m insane then.

 

[Anthony Vito]

Are you referring to travel insurance or medical insurance?

Two different issues. Travel insurance that won't cover COVID, you have a pretty good idea what the cap is on the amount you lose. I'd consider going without travel insurance that will not allow you to cancel for COVID related reasons. Not medical insurance, no way.

ETA: I think they get mixed up when this gets brought up sometimes.

I think this is what can get we Americans confused, since we're used to the tangled mess of health "insurance." International travelers, correct me if I'm wrong, but I think the issue is that most of us don't understand that you don't have to have medical/health "insurance" like we do here. Your care is covered by some type of national plan, etc. when you are at home. When you travel here, you're now subject to our . . . system . . . in which you now have to deal with our healthcare billing nightmare. So, when you travel, you get travel insurance, to include medical coverage, because otherwise you'd be somewhere where you would not be covered for ANY medical treatment. Is that correct?

 

[wdw_dine_junkie]

I think this is what can get we Americans confused, since we're used to the tangled mess of health "insurance." International travelers, correct me if I'm wrong, but I think the issue is that most of us don't understand that you don't have to have medical/health "insurance" like we do here. Your care is covered by some type of national plan, etc. when you are at home. When you travel here, you're now subject to our . . . system . . . in which you now have to deal with our healthcare billing nightmare. So, when you travel, you get travel insurance, to include medical coverage, because otherwise you'd be somewhere where you would not be covered for ANY medical treatment. Is that correct?

Same as the majority of in the US when we travel internationally. If I leave the country, cruises or trips, I usually buy some kind of medical travel insurance. Luckily have not needed, yet.

 

[anthony2k7]

I think this is what can get we Americans confused, since we're used to the tangled mess of health "insurance." International travelers, correct me if I'm wrong, but I think the issue is that most of us don't understand that you don't have to have medical/health "insurance" like we do here. Your care is covered by some type of national plan, etc. when you are at home. When you travel here, you're now subject to our . . . system . . . in which you now have to deal with our healthcare billing nightmare. So, when you travel, you get travel insurance, to include medical coverage, because otherwise you'd be somewhere where you would not be covered for ANY medical treatment. Is that correct?

Yep.

 

[Lumpy1106]

live stream now
https://thefloridachannel.org/

After weeks of seeing the daily doom-and-gloom pressers from the governor of CA and the mayor of LA, that was a refreshing change. He said a lot of the same things we've been saying. No mention of Disney but shouldn't have expected that since he gave Disney and Universal the green light to write their own re-opening orders earlier today.

 

[monica9]

After weeks of seeing the daily doom-and-gloom pressers from the governor of CA and the mayor of LA, that was a refreshing change. He said a lot of the same things we've been saying. No mention of Disney but shouldn't have expected that since he gave Disney and Universal the green light to write their own re-opening orders earlier today.

Did Disney and universal talk about when they may make a decision?

 

[Lumpy1106]

Did Disney and universal talk about when they may make a decision?

Did not see any announcement today, no. Sorry. It will happen in FL before CA - I'd bet on that.

 

[Spridell]

Some other news breaking right now that pertains to Disney in some degree:

CDC guidelines regarding "social distancing" will expire on Thursday.

It will now be up to the local states to make up their own social distancing guidelines.

 

[Tigger's ally]

Yes! Born and raised in Escanaba. But now I'm a troll

Cool. Been up there to the paper mill there and Quinnesec both. Great summer trip for business.

 

[dismom58]

Did not see any announcement today, no. Sorry. It will happen in FL before CA - I'd bet on that.

I just watched it he is allowing the following except in Palm Beach Broward and Dade County who remain in a stay at home order
The rest of the state will have elective surgery, restaurants at 25% capacity indoor and outdoor retail at 25% capacity except movies spas and gyms Schools remain closed no visits to nursing homes or assisted living with continuous testing of all workers and residents by national guard! Now for what you all want to hear phase two in weeks not months and large crowds in the summer mentioned June or july depending on how things play out

 

[dismom58]

Did not see any announcement today, no. Sorry. It will happen in FL before CA - I'd bet on that.

I just watched it he is allowing the following except in Palm Beach Broward and Dade County who remain in a stay at home order
The rest of the state will have elective surgery, restaurants at 25% capacity indoor and outdoor retail at 25% capacity except movies spas and gyms Schools remain closed no visits to nursing homes or assisted living with continuous testing of all workers and residents by national guard! Now for what you all want to hear phase two in weeks not months and large crowds in the summer mentioned June or july depending on how things play out

 

[anthony2k7]

How does 25% of retail get calculated?