So DH is on Medicare as of today. Just a few more months for me. We’re excited as we anticipate substantial savings over our $2300/month insurance premiums. Thoughts?
All true. I didn't want to go into the details since there are probably many DISboarders who have Advantage.FYI Medicare Advantage plans are PRIVATE insurance companies. They never should have been able to tag themselves as “Medicare”. If you go with “Medicare Advantage Part C”, you may be stuck when you find out you have limited providers & limited access to necessary treatments. Consider it Medicare HMO.
This!!And, yes, they make this as difficult, confusing, and convoluted as possible.
I'm glad to hear this.We met with a local agent who has a good reputation in the community for getting people well-set-up on Medicare plans. DH has a supplemental plan and a drug plan in addition to Parts A and B. As will I when I’m eligible. We did a lot of research in the last year getting ready so we are pretty confident in our decisions We are staying far away from Advantage plans. They might work for some people but we feel we can afford the peace of mind from having the most comprehensive supplemental policy. I saw my sisters spend hundreds of hours overseeing coverage for my dads advantage plan when he had cancer. Sis had cancer under a Medicare Supplemental policy and said they took care of forwarding all the billing so she only had to worry about getting better.
So DH is on Medicare as of today. Just a few more months for me. We’re excited as we anticipate substantial savings over our $2300/month insurance premiums. Thoughts?
So DH is on Medicare as of today. Just a few more months for me. We’re excited as we anticipate substantial savings over our $2300/month insurance premiums. Thoughts?
Not at all. I'll be very excited when I hit that milestone, as the only reason I'm still currently working is because I need my health insurance, and don't want to spend $$$$ to self fund my health insurance until I turn 65.
My mother was super-excited when she got her 1st senior discount. She was not a senior & hadn't asked for it, so.... I'd say "no"! lolSo DH is on Medicare as of today. Just a few more months for me. We’re excited as we anticipate substantial savings over our $2300/month insurance premiums. Thoughts?
My oldest sister went through enrollment two years ago and shared her insights. She used to work in insurance so I trust her judgment. One tip she said to look at the number of years the company has been providing Medicare policies so show they have experience in determining premiums to hopefully avoid huge increases. Out of three sisters and three BILs, 4 are with the same company and I’ll be the fifth. One sister doesn’t like to be told what to do so she chose a cheaper alternative. We’ll see if it works out for $100 a year initial savings.I'm glad to hear this.
We opted for the most comprehensive supplement (Plan G) and even though it's a bit pricey, we felt it was worth it. We did ours through AARP (which uses United Healthcare), which, in our zip code, is the best deal.
2300 a month?So DH is on Medicare as of today. Just a few more months for me. We’re excited as we anticipate substantial savings over our $2300/month insurance premiums. Thoughts?
2300 a month?