beldred
DIS Veteran
- Joined
- Aug 23, 2009
I don't know much about money market stuff, but would you be able to get more than 10%? If not, you're better off going with discounted gift cards. 10% is the minimum discount I go for. I usually average about 12-15%. It requires staying on the ball and watching for the deals but definitely doable. The bare minimum you can get with zero effort is 5%.I have thought about ways to shave off some dollars when it comes to paying our MFs next year (we bought resale in 2022 and had to pay 2023 MFs at closing.) One of the simplest ways (and one that saves time and also possibly money) is to put the MF funds into a higher-yielding money market or online savings account and just pay the MFs from that account each month. It might not be biggest needle-mover when it comes to money savings, but it might be the best combination of time and money savings.