I too have a booking coming up using one of the magic codes.
I tried to set it up so that the insurance WOULD be included,but it doesn't allow me.The reason I did this is because I have full coverage with my own insurance company anyway. Do you think this would be a probelm in the event of an accident claim ?
None of us have the slightest idea. Posters on FW and FT don't think the "included" insurance from National will be honored unless you can prove you were eligible to use the rate. The rates that include insurance are given to employees of companies with corporate programs and some promotions for international guests.
Many people question if cc coverage will apply since you're not able to waive the coverage from National.
You'll have to check with your auto insurance company. We don't know if the fact that National declines to honor the included insurance gives them an out.