Some good news. DVC have come to us with a solution, well kind off. We we purchase direct through Disney DVC and put 30% down we are automatically accepted, whereas the UK finance company they use is GMC Mortgages hence having to own your own house. The only downside with Disney Financing is that you actually have to be in flordia to take up the offer, they wont do it over the phone etc.
Unfortunately we aren't going to be able to get out to Orlando before the price rise due to us already having our trip booked for January 2006 so we have done the sensible thing and told the DVC Sales Guy that we are going to have to wait until we come in January to buy. We know the prices and incentives will be different but we couldn't justify jumping on a plane etc just to get the prices before the rise.