Glad you didn't have to spend much and I hope you can use your card.
I found that there are no FAN rates available for my dates right now and I really need to go ahead and book because the hotel is filling fast. The AAA rate was about $12 dollars more per night.
Also, I checked ticket prices for the parks and the AAA price beat the FAN price by $6. Actually, the FAN price was inflated by $4 over the regular Universal price before discounting it. So, it turned out that the AAA adult price of $52.50 was the best.