amalone1013
DIS Veteran
- Joined
- Jan 15, 2016
Ok. So I have around $15k left on my car loan. We've got most of that to pay it off already and will definitely have the rest in the next few months, if not sooner. But I could spread it out a bit to play nice with the companies. $15k at the 2.5% fee with Plastiq is $375, bit I will probably leave my current auto payment alone so it would be a little less than that overall.
My cards (6/24):
So the Dolphin reservation isn't set in stone, I just wanted to book it just in case before they changed the category. It's my backup anniversary plan - 6 nights there plus a few more nights at Disney World this fall.
But what I'd really like to work towards is a Europe trip. I have enough Marriott/SPG points currently with DH's biz card to get about two weeks of hotels in London/Paris from my research. I'd like to aim for sometime in the next 6-12 months, but it will all depend on if DH can take a week or so unpaid (hence the backup anniversary plan ). I'm at a loss on flights, and know I'd be behind the curve for fancy first class or anything, but I'm just happy with free/low cost so we can survive economy.
The only other solid plan I have in mind currently is keeping DH open to get a SW CP in his name for 2019-2020.
I've already planned out a lot of the SPG biz spending; between taxes, some travel to my hometown, wedding gifts, several annual membership fees, and 3 months of easily changed recurring bills would be $4500+, so I'm not worried about supplementing that. I was thinking more along the lines of using it to easily knock out 2-3 cards with $5k+ min spends, while putting all regular expenses towards SPG biz if needed.
So now... Any suggestions?
My cards (6/24):
- SPG Personal 6/16, Disney 9/16, CSR 10/16, Sw Plus 5/17, Sw biz 5/17, Marriott Personal 9/17, CFU 9/17, SPG biz 10/17
- Older cards: no fee Barclay Arrival, Discover It
- Arrival Plus 3/16, Disney 9/16, SPG personal 9/16, CSR 8/17, SPG biz app pending currently
- Older cards: Discover it
- 170k UR points
- 47k SW RR
- Hopefully 129.5k SPG total = 23k currently +7k to transfer from my in-laws + 49.5k if DH's biz card app goes through + 50k tied up in a Dolphin reservation
- $150 Barclay Arrival
- $350 Discover cashback, which to me is either for GCs to use on a trip (ie rental car or restaurants) or to erase a travel charge
So the Dolphin reservation isn't set in stone, I just wanted to book it just in case before they changed the category. It's my backup anniversary plan - 6 nights there plus a few more nights at Disney World this fall.
But what I'd really like to work towards is a Europe trip. I have enough Marriott/SPG points currently with DH's biz card to get about two weeks of hotels in London/Paris from my research. I'd like to aim for sometime in the next 6-12 months, but it will all depend on if DH can take a week or so unpaid (hence the backup anniversary plan ). I'm at a loss on flights, and know I'd be behind the curve for fancy first class or anything, but I'm just happy with free/low cost so we can survive economy.
The only other solid plan I have in mind currently is keeping DH open to get a SW CP in his name for 2019-2020.
I've already planned out a lot of the SPG biz spending; between taxes, some travel to my hometown, wedding gifts, several annual membership fees, and 3 months of easily changed recurring bills would be $4500+, so I'm not worried about supplementing that. I was thinking more along the lines of using it to easily knock out 2-3 cards with $5k+ min spends, while putting all regular expenses towards SPG biz if needed.
So now... Any suggestions?
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