If that’s the case I don’t see any problem with auth hold on card
Imagine, if you will, people who choose to not use credit cards, and those holds are hitting their checking accounts. Imagine how difficult that makes things, if/WHEN the authorizations don't come off immediately.
Imagine, if you will, a person who has been out of the workforce for 16 years, who had no credit cards of her own, who has a secured credit card of $500, who owns DVC and wants to take a trip, but now Disney is going to take up all that room during her stay. Imagine the PITA that's going to be.
On all our cruises they put holds on cards for charges.
Never happened for me on Disney or Royal.
It doesn't impact me, I stopped charging back to room a few years ago.
Do you do online checkin? If you do, you have to enter a card now. So when you enter that card, it's going to assume you want room-charging, and it's going to charge you.
If Guest spending exceeds the original $100 hold, additional incremental holds will be obtained automatically.
And when Disney and/or the bank you use doesn't release those funds immediately after charging but before authorizing more, it's going to be very very ugly.
We took nice, long vacations b/c I homeschool and my now-ex could take 2 weeks off without his work blinking. We tended to do split stays. The ONE problem with Universal hotels is that they have a hold per day if you do room charging, and it would never fall off quickly, and it did actually impact us if we'd had a larger bill at Disney then moved over to Uni.
What a pain this is. Disney is just going along with industry standard, and is forgetting the fact that they
used to SET the standard. Sigh.