Payroll is usually a couple weeks behind, so that will need to be paid after the shut down for the final payroll. Gov't still wants their cut, There are still utility bills to be paid and overhead costs that don't go away just because you are temporarily closed. Rent alone is probably more than 10k per month or considerably higher depending on the market. Im not sure if any of the Cheesecake factories are franchised or if they are all corporate owned. But franchises of these large chains like this, they are not gonna survive. We own a few restaurants, all one type of franchise. Out of approx. 500 stores in the country, only 2-300 will be able to afford to reopen. You put most of your money back into your business to grow it and to pay to get and keep good employees and it takes a really long time to actually make the money people assume restaurant owners make. And that doesn't include royalties to the corp and all sorts of other things. And if and when some of these reopen, it will not be anything like it was before.