Happy2BGoofy
Happy2BeGoofy
- Joined
- Jul 15, 2011
Shoppers Drug Mart @. Upper Canada Mall in Newmaket has them.
As people buy them, can you post what the US dollar value is on them? I'm just curious if they are consistently a better exchange rate then the banks' rates.
With the Canadian dollar steadily falling again, I'm buying some US money this week and will start to accumulate Disney Gift Cards as I can find them.
Anyone see them in Mississauga, On?
I was going to just charge everything while in FL to our credit card, but with the Canadian dollar tanking again and the foreign exchange fees on the mastercard, maybe I will buy good amount of Disney gift cards to balance that out?
I have 2 gifts that I bought on different dates. The $50 card has a value of $38.97 and the $25 has a value of $19.49.
If you're trying to hedge against a dropping Canadian dollar, you'd be better off buying USD denominated gift cards at https://www.disneygiftcard.com/. Of course you'll pay a bank (or credit card) rate on the conversion now, but if the Canadian dollar does drop further, you'll still be better off.
the foreign exchange fees on the mastercard
I have a credit card that does not charge foreign exchange fees (I think most charge about 2.5%), so I would assume there is no advantage to getting GC's. I don't like the thought of carrying a stash of GC's around.
I am not Optimum savy, what is 8000 points worth.FYI, just saw the flyer starting November 4th, it is the once a year bonus point offer on gift cards at Shoppers. 8000 points for $200 of gift cards bought(at least two gift cards). I'll be buying $1200(total) of disney cards for mine and my wife's optimum accounts.
I am not Optimum savy, what is 8000 points worth.
I am not Optimum savy, what is 8000 points worth.
I believe when people are checking online the exchange for the cards, they are coming out better than the bank buy rate.
I have a credit card that does not charge foreign exchange fees (I think most charge about 2.5%), so I would assume there is no advantage to getting GC's. I don't like the thought of carrying a stash of GC's around.
I get that!Right, but if the cards are always going to be better than the bank's buy rate, it doesn't matter when you buy the gift cards or use them. It's all relative.
I don't have a CC that doesn't charge the 2.5%, and I don't want to carry around $2,000 US in my pockets or in my safe.
Here's my thoughts on how to use the gift cards: would get the gift cards and use them to pay off trip before the final payment is due. Even on a RO reservation you can pay before you head down. I would then only take a couple with 100-ish on them and stash those in the safe since it's no less *safe* than cash.
How can I pay a RO reservation in advance?I get that!
Here's my thoughts on how to use the gift cards: would get the gift cards and use them to pay off trip before the final payment is due. Even on a RO reservation you can pay before you head down. I would then only take a couple with 100-ish on them and stash those in the safe since it's no less *safe* than cash.