Judique
Dis Veteran, Beach Lover at BWV, BCV, HHI, VB
- Joined
- Aug 1, 2003
Lol, was debating telling this story here... I got the Disney Chase card a year and a half ago when I was booking a vacation and pretty sure I got instant approval. Found out later I got a really high limit. Nearly double any other card I had.
Well, last month I got an email about signing up friends and each signup would net me 100 disney rewards points and the friend would get 250$ credit after spending 500$. We don't have enough we can spend in 3 months right now to justify trying a card that requires 3k spend, so decided to sign my wife up for this offer. They made her do income verification and wait a few days before finally giving approval. When the card came, it was a 500$ limit. . Just barely enough to get the rewards. Lol. So anyway, that's our current Chase stingy story.
Did your wife use household income or just her own income to qualify? I'm curious if you used household income and somehow they may have used your high card limit as a determining factor for her credit limit. Since she was referred by yourself, it's possible they might have been able to see the whole household picture.
If she has other Chase personal cards and wants to increase her limit, she can ask to transfer some limit to the Disney card. For myself, $500 on the Disney card would be just fine as I'm not wasting spend other than what would be needed to get the bonus on the card. But, I've had it in my mind to get another Disney card for my DD who doesn't want much to do with new cards, but who will support a bit of my Disney habit, lol.