Hi all! You all helped me get a Companion Pass with Southwest a few years ago (and I still have it, so thank you). I am back to ask for more advice. I am following the intro sticky here (but please tell me if I left anything out). Here goes:
Going to WDW in August. Will need 5-day park hoppers for 5 adults (retail around $3500). Resort and travel already paid, but food/souvenirs are not.
Accounts opened within the past two years
03/21 - Apple Card
02/20 - Furniture store credit (not sure if this counts)
01/20 - AMEX Hilton Honors Rewards
08/19 - CITI Costco Rewards
04/19 - Chase Southwest Rewards Business
I currently have the Chase Disney Visa (regular, not Premier) and it is earning 5% rewards on all purchases up to $1500. I also already have two Chase Southwest cards (personal and business), and one is earning 5X SW points on grocery and restaurant purchases up to $1500. I have the option to use the My Chase Plan to break up any single purchase over $100 for no fees or interest (only 8 days left to use this).
I have over 100,000 points on SW Rapid Rewards and Hilton Honors, each.
I also have the AMEX Everyday Rewards card. It has an option to receive 20% in membership points if I make 20 purchases within any one billing period and I am able to do one 'Plan It' (break up any purchase over $100 for no fees or interest).
I often use shopping portals and check each card for any additional benefit for particular retailers. For example, I recently stacked offers to get $100 Disney gift card at Best Buy for $63.
I use my cards heavily ($2-3K/mo) and pay them off every month. I will rotate them based on which offer is better on a current card, but I don't always pay as close attention to that as I should.
I have memberships at Costco and Sam's Club.
I was thinking I should purchase $1500 worth of tickets from a discount retailer with the Disney Visa, and then use a different card to buy the rest in gift cards...? I am just not sure what is the best way to go here.
Do any of you have any advice for me? I genuinely appreciate the help.