I have a hard time with the small contracts for exactly your reasoning- higher price per point, you can't do a heck of a lot with so few points, and you're stuck with the same closing costs for less points (raising your price per point even more). Of course, having said this, I'll probably wind up buying a small contract next!
I've noticed that the closing costs are not a set cost, so fewer points have a smaller closing cost, but it IS significant when you consider closing cost per point based on a larger contract.
But we do prefer smaller contracts -- because we can pay cash, for one, but also because we want the flexibility if we need to sell later on just to be able to sell a small(er) amount, rather than having to get rid of a big contract. And smaller contracts make it easier to split amongst the kiddos, if we do end up passing them down.
But, I agree, I hate the higher price per point. I admit I keep thinking that maybe I should have waited till we could do a 100-point contract, but I also considered that we're likely only to do PVB for a couple of nights a year - likely as either our arrival night or two, or departure day or two - so we don't really need a lot of points, and if we ever wanted to splurge on a bungalow, we should be able to easily do so at 7 months out most times of the year.
Honestly, part of the reason I resisted buying PVB so long despite DH wanting to own there was the
point chart! And that's why, just as we were about to put in the offer for a 100-point PVB, and I saw that low point CCV, we decided we'd do the 100-point CCV (our points go further there, and you really need that 11-month priority in the Fall/Christmas!), and then just grab the smaller PVB. We only really need the 11-month PVB priority for holidays and runDisney events; I imagine most times, we could get a studio at 7-months out anyway. Which is another reason I resisted for so long. But I do like making DH happy.
For me, my AKV contract passed in early September and I am DONE for the rest of the year at the very least. We toured most of the resorts when we were in WDW this month and fell in love with BLT. So that will be next for me.. but not until next year. I need to work a bunch now so I can pay for Xmas presents after all these DVC purchases.
We haven't stayed at BLT yet, but we have a Grand Villa Theme Park view booked the Friday after Thanksgiving, and my fear is that we WILL fall in love with BLT, lol. I'm not too worried - it's really not the style of theming we love; AKV, CCV, and BRV are more our jam - but I do worry that we'll come away saying "and now we have to own at BLT." ;-)
Honestly, I secretly think DH is slowly trying to get us to own at all resorts, lol!
Meanwhile, I'm still holding out hope that Reflections will come back...
Congrats!!
