There is not a special account for Disney that I have ever found.
They will let you switch your debit card to the Disney one for free though.
It doesn't get all of the same benefits as the actual visa card as there are a lot of restaurants missing from the list, no 0% APR for 6 months (There is never an APR as it is debit
) No earnings of Disney $$.
We had this years before we got the credit card just for the Photo opps as we obtain more generous discounts through AP/DVC over the years.
Overall I think it is having as it is completely free as long as you are already banking with Chase.