tink1970
DCL Platinum
- Joined
- Dec 29, 2012
Wanted to get some opinions on cash back cards/cards with some rotating earning categories. I've been looking at Amex Blue Cash Preferred and Amex Everyday card. Really like the 6% back at grocery stores and the $200 statement credit. I currently have CSP and would continue using that for travel and dining (and probably most everyday shopping), but am thinking I would use Amex for groceries and gas. Thoughts? I know there's a Citi card that offers cash back when you buy and when you pay, but as I would likely keep the bulk of my purchases on CSP for points, I'm not sure that card would be worth it for me. Anything other helpful info I should know on Amex cards?
The most important thing about Amex is that normally, it's one bonus per lifetime so if you go for an Amex card make sure you can live with fear of better offer syndrome I think if you're okay with cash back, then the Amex Blue Cash Preferred is great. I mean, it's hard to beat 6X rewards on groceries!
I have the Everyday Preferred and a teenager ...so the 30 transactions are nothing for our house Also, we use our grocery store's pharmacy so our medications are coded for the grocery bonus earnings which is awesome. Between my daughter's, husband's and mother's AU cards I have the opportunity for lots of double/triple/quadruple earnings as well as Amex offers which are another excellent reason to have an amex (or cough, cough, 4). The only other thing I realized was that the "bonus" points that you earn after 30 transactions for the Everyday Preferred are held until the close of the next month's statement-took a couple of cycles for me to realize that.