I hope that most buyers are thinking about long term dues obligations (but I’m sure at least some are not) but I agree it’s important to think about and why I haven’t been trying to fish for great deals (even though I would like more AUL points and resale prices look good). I have a projected annual vacation budget for the next decade, and DVC dues falls within it and my husband doesn’t want to spend much more than 6k of it on DVC dues, so unless Disney develops a ski resort or major city location, lol… I’ve got about 100-150 points left before I’m right at the limit (or need to sell my least favorite existing contracts).
Anyway, I think there are legitimately amazing deals but only if you know you would have spent a week or two at Disney each year no matter what. For example, we used to spend as much as $2k/night for BCV 2Bed villas (paying cash to Disney), and now for that much in dues we can stay for 3-5 nights. If you can get 2023+2024 points at the WDW properties for less than $90 per point, and you know you’ll travel to Disney either way for a decade, it’s a pretty amazing deal—even if DVC resale values continue to decline.