gottalovepluto
DIS Veteran
- Joined
- Jul 14, 2014
1. If he's still under 5/24 at the time consider applying for the CIC to get more bonus URI have a CSR (1/18) and JB Plus (1/18). DH just got the CIP (2/18). Originally I was thinking I was going to go for the SW companion pass, but now I'm not sure that is what will work best for us. Now my thoughts are:
1. DH refers me to the CIP next month. Half of the MS for that will go to paying off our upcoming cruise, so that should get 3x UR points. Next year he PCs his to the CIC.
2. After we meet the MS for that, I want to apply for an AMEX business card. Not sure if I want to go the Hilton or SPG route. SPG seems like a better deal, but we have 3 Hilton stays coming up this year, and DH tends to stay in Hiltons for work (although he has to pay with company CC).
3. DH has a Chase Slate from a long time ago that he never uses - can he PC that to a Chase Freedom?
4. According to Cardmatch.com I'm targeted for the Platinum Amex 100k bonus - not sure about the huge AF though.
Thoughts?
2. SPG may be the better deal on the surface but what is better for YOU? What are you looking to get out of the card- points for free nights? status? Sounds like status might of interest to you considering DH's use of hiltons and your 3 upcoming hilton stays this year.
4. Time to make a list! Never let a fee discourage you, it is just another part of the equation when analyzing a CC offer. List the benefits out of the Amex Plat including the sign up bonus and come up with an approximate value for yourself. This will take some time and it will take you some research to determine about what 100,000 MRs are worth to you. Compare your value to the AF. Now you can decide if the offer is worth it to you. When your year is up it will be time to run the math again to determine if the card is still worth keeping, if not cancel and move on.