LuckyMamaInDE
DIS Veteran
- Joined
- Oct 3, 2004
I have an Amex offer (on my Plat) for World's Leading Cruise Lines, aka Carnival, Holland America, Princess, Seaborn, and Cunard, for $100 back with $500 spend, expiring 3/31.
Does anybody have Qdoba near them? I bought an online GC from Staples a couple of weeks ago, then found out that the only Qdoba within 100 miles of me closed. Churning fail. Anyway, I'd be happy to gift it to someone who could use it. I think all I'd need is an email address and I can forward the link to where you can print the GC. Its only $25, but I hate to have it go to waste if someone could use it.
Does anybody have Qdoba near them? I bought an online GC from Staples a couple of weeks ago, then found out that the only Qdoba within 100 miles of me closed. Churning fail. Anyway, I'd be happy to gift it to someone who could use it. I think all I'd need is an email address and I can forward the link to where you can print the GC. Its only $25, but I hate to have it go to waste if someone could use it.
Didn't see these Amex Offers mentioned:
Save on your Insurance Payment (Seems targeted to Business Cards)
Get 10% back as a statement credit by using your Card, up to $60
Expires 06/03/2020
Get 10% back as a statement credit by using your enrolled Business Card to make a payment on your insurance bill by 6/3/2020. Limit of $60 in total statement credits.
Petco
Spend $60 or more, get $12 back
Expires 05/03/2020
Get a one-time $12 statement credit by using your enrolled Card to spend a minimum of $60+ in one or more transactions in-store at Petco or online at petco.com by 5/3/2020.
Seems highly targeted. These were on DW's cards, but not mine.
Are you going to Disney soon? There is one in Lake Buena Vista that offers delivery.
I usually use weather channelWhat does everyone use to check the weather? I was using accuweather. But I just checked that on my iPad on the app and it says DVNP will be in the 60s next week. When I checked on the computer this weekend it was in the 80s. I was surprised it changed so much in 2 days. But just looked on the computer and it says 80s. Ummm that is quite a difference especially from the same source!
I haven't looked lately, but pretty much all rates are dropping. As the lending rates drop (mortgages are on fire) so does the rate we earn on our money :-(.I forget if this has been addressed recently BUT.... we have a long-term savings account with Discover. I've noticed over the past few months, the interest rate keeps dropping and dropping, now down to 1.59%. We're looking to jump ship to another bank, but just not sure who. We chose Discover at the time (2 years ago) because they seemed to have the highest interest rate. It was around 2.10% then. I recently got an offer from Citi for 1.85%. Anyone have any recommendations? Again, not looking to churn bank bonuses, just looking for a good bank to have a long term savings account with and actually earn some interest.
I never thought I'd have to think about refinancing again since I'm at 3.25% and only have 10 years left on a pretty small balance. But still, your post made me look. My local bank is at 2.62 now for a 10 year term. Without running the numbers I'm thinking it still probably wouldn't make sense for me, but it may be worth it to crunch some numbers. So if they just cut rates now, will the rates go down even further from what I see today?Strange moment for me today... when r/churning informs you that the fed cut rates and you look like a “super informed” banker in your weekly meeting.
4.25% prime rate coming soon!! Maybe this will get some of my SBA deals in motion.
I forget if this has been addressed recently BUT.... we have a long-term savings account with Discover. I've noticed over the past few months, the interest rate keeps dropping and dropping, now down to 1.59%. We're looking to jump ship to another bank, but just not sure who. We chose Discover at the time (2 years ago) because they seemed to have the highest interest rate. It was around 2.10% then. I recently got an offer from Citi for 1.85%. Anyone have any recommendations? Again, not looking to churn bank bonuses, just looking for a good bank to have a long term savings account with and actually earn some interest.
I haven't looked lately, but pretty much all rates are dropping. As the lending rates drop (mortgages are on fire) so does the rate we earn on our money :-(.
Thank you both! Yeah, it's a bummer. I did some research and checked out DoC. 1.85% at Citi seems to be ones of the best options right now. But for only 0.25% more APY that is NOT even guaranteed, I don't think it's worth it to move the money. I did the math and that equates to around $150 total for a year, or it could even be less if the rate drops. I don't think that's worth the time and hassle.Ally and Discover seem to go back and forth with Discover usually being a little higher, but you could keep an eye on Ally anyway. But yeah, as mentioned, as interest rates drop across the board it won't make much of a difference. DoC has a nice list of high-yield savings account you can reference. In general, I find it's not worth chasing a rate, though.
If it changes to 7 to 10 days unfreeze whichever they pull from then call and say I forgot to unfreeze my credit and they'll rerun it. The first time I applied after I froze my credit I unfroze the wrong one because I thought they didn't use the one they did for my state. It was an easy call with no questions about my biz though that doesn't mean it wouldn't have them but since it's a freeze issue I think that's all that got looked at.
What does everyone use to check the weather? I was using accuweather. But I just checked that on my iPad on the app and it says DVNP will be in the 60s next week. When I checked on the computer this weekend it was in the 80s. I was surprised it changed so much in 2 days. But just looked on the computer and it says 80s. Ummm that is quite a difference especially from the same source!
Ally and Discover seem to go back and forth with Discover usually being a little higher, but you could keep an eye on Ally anyway. But yeah, as mentioned, as interest rates drop across the board it won't make much of a difference. DoC has a nice list of high-yield savings account you can reference. In general, I find it's not worth chasing a rate, though.