I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[becauseimnew]

Ok, which one of you is this?
https://dannydealguru.com/chase-shutdown-after-redeeming-millions-of-points/

Seriously, why do people insist on abusing the system? I wonder what ramifications this will cause.

 

[punkin]

The AF just posted on my American Airlines Citi card. I think I'm going to cancel it today. I doubt they'll offer any retention and I am just so fed up with American Airlines, I probably wouldn't take it anyway.

 

[wisconsinmom]

Hoping to get some advise...

I've had a CSR for well over 48 months. Our kids are getting older and we're hoping to start traveling internationally for vacations so I applied and got approved for Amex Plat. I'm not keeping both cards due to the high AF so I plan to downgrade my CSR to a no AF card in September (annual fee is due.).
Is it work applying to the CSP? Great sign-up bonus but not thrilled to have another AF, specially if wife and I apply and get it separately. Is it easy to recoup the $99 AF?
Thanks!

I would downgrade your CSR right now and apply for the CSP. The signup bonus is well worth the $99 AF! You need to wait at least 4 days after PCing to apply for the CSP. I downgraded yesterday and am planning to apply next week.

 

[amcc]

Is it difficult to redeem a Disney digital gift card at WDW for hotel or dining? I still have $50 for Best Buy and we will be in Disney in a week. We don't buy much merchandise so I'm hoping there is a way to load it into my account to pay for food kiosks or my hotel balance.

 

[wanderlust7]

Is it difficult to redeem a Disney digital gift card at WDW for hotel or dining? I still have $50 for Best Buy and we will be in Disney in a week. We don't buy much merchandise so I'm hoping there is a way to load it into my account to pay for food kiosks or my hotel balance.

I transferred my digital GC balance to a physical one I already had. Easy to do on the Disney GC website. Mobile order you also just need the number. I don't think MDE saves the GC (DL app doesn't), so I had the number saved in Notes on my phone and copy/pasted each time. Or you can print it out, there's a barcode on it. I would think they can scan that anywhere, but I haven't tried.

 

[palhockeymomof2]

Just got instant approval for the second MDD card! It got an even higher credit limit than the first card.

Double Congrats

 

[palhockeymomof2]

Seriously, why do people insist on abusing the system? I wonder what ramifications this will cause.

If you read through the weekly discussion threads on Reddit, you can find out who it was

 

[palhockeymomof2]

Hoping to get some advise...

I've had a CSR for well over 48 months. Our kids are getting older and we're hoping to start traveling internationally for vacations so I applied and got approved for Amex Plat. I'm not keeping both cards due to the high AF so I plan to downgrade my CSR to a no AF card in September (annual fee is due.).
Is it work applying to the CSP? Great sign-up bonus but not thrilled to have another AF, specially if wife and I apply and get it separately. Is it easy to recoup the $99 AF?
Thanks!

If the sign up bonus posted 48 months ago you can PC your CSR to a no annual fee card now, Chase will refund a few months of the AF. Then wait 4 days or more to apply for the CSP now while the bonus is 100k URs.
Once you have the card you can generate a support link that your wife can use to apply for her own CSP…she gets the 100k URs and you get 20k support URs

 

[Jitzy]

The referral bonus is actually 20K right now, up from 15K. Pretty good, so definitely refer one another! You might also consider MDD

Thanks! I did apply for that and got approved last night. And I’ve sent the link to my husband for his card.
I really appreciate the help from everyone on this board!

what is MDD?

 

[SouthFayetteFan]

A couple of Quick Southwest FYIs:

• Next release is still holding at Sept 16th so it will be awhile there.
• Free change window hasn't been open for quite awhile, some are speculating this may be coming to an end OR extremely limited in the future.
• Southwest 65k Offer on personal cards shows "apply by 7/14" on the support link page. If this offer interests you, just 2 weeks left to apply it seems (although sometimes the support links live on for a week beyond that date). This is an all-time high offer I believe, but not ideal timing for a CP attempt.

 

[SouthFayetteFan]

Ok, which one of you is this?
https://dannydealguru.com/chase-shutdown-after-redeeming-millions-of-points/

That's my boy @Andysol and he's a legend!!

 

[Albort]

I am renting a car (locally) next weekend to drive to Disneyland (YAY!)

I would normally use the CSP for the rental car insurance, but I have that new British Airways card I'm trying to meet MSR on.

Does anyone know whether I can give them the CSP at the beginning of the trip and then change it to the BA card after we get home?

yes, u can do that. When you drop off your car, dont let the person check you in(at the car). walk back to office and switch cards.

 

[Judique]

Has anyone seen any deals from Chase that includes 5% back on insurance? I was able to get this on my CSP last November and used it to pay my 6 month car insurance premium. My insurance renews in a month and I was hoping to be able to do it again. With Chase I have the Disney, CF, CFF, CSP, CIC, CIU, and SW Plus.

I had one from Amex and redeemed it in May. Haven't seen one recently from Chase.

 

[Judique]

That's my boy @Andysol and he's a legend!!

So, 50 plus in a month year is basically him and his wife doing the 2 a month and maybe combining under one CSR before cashing out?

 

[gottalovepluto]

Ok, which one of you is this?
https://dannydealguru.com/chase-shutdown-after-redeeming-millions-of-points/

I wish! For 7 mil UR I would happily burn my bridge with Chase

 

[gottalovepluto]

Seriously, why do people insist on abusing the system? I wonder what ramifications this will cause.

Because if that blogger is right we’re talking over $100k just from PYB. Tax free too.

 

[Jax1023]

Because if that blogger is right we’re talking over $100k just from PYB. Tax free too.

And I was thrilled cashing in 500k UR and counting through PYB!

 

[gottalovepluto]

And I was thrilled cashing in 500k UR and counting through PYB!

I used to think those were #BOSS numbers too

 

[palhockeymomof2]

A couple of Quick Southwest FYIs:

• Next release is still holding at Sept 16th so it will be awhile there.
• Free change window hasn't been open for quite awhile, some are speculating this may be coming to an end OR extremely limited in the future.
• Southwest 65k Offer on personal cards shows "apply by 7/14" on the support link page. If this offer interests you, just 2 weeks left to apply it seems (although sometimes the support links live on for a week beyond that date). This is an all-time high offer I believe, but not ideal timing for a CP attempt.

I can confirm the free change window that just passed was limited to certain airports.

On Monday 6/28…it was not open from ISP-MCO, but it was from LGA-MCO from 10/20-10/30. I was able to book from LGA and change to ISP

 

[gottalovepluto]

On a practical note for what the ramifications of this will be I’m throwing my hat in the ring of no more black star type offers bypassing 5/24. One move, problem solved