I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[EACarlson]

Looks like Chase and Hyatt just screwed me out of $38. Have a Chase offer on my CSP that ends today for 15% back up to $38. Just so happens that the wife had a business trip that she had to stay at a Hyatt checking out Friday. There is no record of a charge on my CSP, no authorization, nothing pending, nothing posted. I have a feeling it's going to show up out of nowhere tomorrow as posted.

Quoting myself to provide an update. Charge posted Tuesday, 11/2 with a date of service on it of 10/29. Got the email this morning that I redeemed the offer for the $38. At least that worked out.

It's a newer card (opened 18mos ago). So shouldn't impact history score. I should look and see what my oldest is. If I PC my CSR (one of my older in my name, thanks divorce), will that history stay?

It's not going to affect your age of accounts for a long time either. Closed accounts are to stay on your report for 10 years after closure.
A PC'd card should retain all history, if the number has to change all history is supposed to be transferred to the new account number. The only time this hasn't happened for me was a Synchrony Walmart card, they closed the original account and opened a new one with no history.

 

[LynnTH]

Yes. I don't know if MDD gets around 1/30. Seems risky.

Ok.Thanks. Trying to figure out my next steps. I think I have the next 6 months or so figured out for the 4 of us (that is if all goes as planned).. Just applied for Chase United Biz with DH's referral. Instant approval on that. I can't get SW cards until March anyway - so I think I will try for the Cap One Venture X. I can use DD's tuition and books for that one. (Can always Venmo Chase cards...)

 

[Happy_2_B]

I'd like to ask...has anyone here hesitated on a new CP plan b/c of the difficulties swa has been showing recently? Schedules changing, convenient routes dropped, delays,cancellations..... I still have points I will try to use, but not sure about the 'big push' for cp..... I'm really debating what cc next and I wonder if any of you are questioning this?

This will all work itself out and I wouldn’t use what is happening now in your cc plan. If you have an upcoming trip just get the flight numbers you are considering, go to flightaware- and see if they are having issues. We fly to Panama next weekend and I check every day to see if they are canceled, delayed or on time. We rarely book without checking recent historical data first. These days if you don’t you are rolling the dice. You can see 3 months of flight history free when you sign up as a basic user. Like they say on the commercials- don’t leave home without it.

 

[CyndiLouWho]

Any issues linking the tickets to MDE?

None.

The ability to get Disney was great back when the Premier had 1.25 cpp travel redemption. But it's down to 1 cpp now, same as cash out. Seems like it would be better to cash out and buy the ticket through a discounter.

This is true. I bought my last tix when it was still 1.25 So you could buy tix from say UCT and cash out points.

 

[Alexle2007]

I almost missed out on some of my extras from the cruise travel agent- welcome bottle of champagne, free soda for DS and Johnny Rockets for 4. Plus the $325 OBC.

I have Aruba booked for Spring Break but really thinking about trying the brand new Wonder of the Seas instead. Decisions, decisions.

 

[lsutigers03]

I generally use whatever $200 visa gift cards od/om or staples sell. Pin is always the last four digits of the card.

Are they the Visa Vanilla cards? I might try this with a small value card to test.

 

[cruisehopeful]

New premium Capital One card coming out. 100k for $10k spend, $395 AF. Comes with $300 credit through their travel portal. I checked a couple random dates and prices don't look the same as direct with Disney. Yacht Club was more and Disneyland Hotel was less but nonrefundable(!).

Can add up to 4 AU at no cost who get their own lounge access with 2 guests.

https://onemileatatime.com/news/capital-one-venture-x-card/

That actually looks really good. My husband was asking me what travel card he should get next year and I told him we'd have to wait and see. It looks like this will be the one.

 

[havaneselover]

Are they the Visa Vanilla cards? I might try this with a small value card to test.

Not sure. All I know is OD/OM carry several varieties (I think they are all or mostly variable load) but the $200 visas at Staples are always in the blue package. They all seem to be issued by MetaBank.

 

[Crazed4DisneyinSC]

none of mine have been extended yet.

Neither have mine as of yet. But the email does state "Keep in mind these exciting changes might not be updated in our system as soon as you receive this email. We’re working to make sure our members’ accounts are updated within the next few weeks." so I'm giving it a bit. I know some others have been reporting on DoC that theirs are already updated.

 

[Babars_Wife]

Does anyone have a Chime bank account? I see it on best bank bonuses' on Doctor of Credit. looks like there's a support option but I don't see it on the dischurners' Misc. support thread. If you have one - put it over there and I'm going to try and double dip the Swagbucks and support links.

 

[elgerber]

When did we all open these Motley Fool accounts?

 

[Crazed4DisneyinSC]

When did we all open these Motley Fool accounts?

624 emails ago , lol

 

[IFlossU]

When did we all open these Motley Fool accounts?

I can’t remember exactly, but I think it’s coming up. I emailed them several months ago to cancel my account. They replied letting me know that my account would remain available to me since I had paid for a 1 year subscription, but they claimed to have turned off the auto renewal. The website is complete garbage and I can’t find the auto renewal area. I’m taking their word that they did indeed turn it off, and hoping the charge won’t hit in the next month or so.

 

[pinkxray]

Now up to an hour chatting With Amex about a retention offer for my platinum. Figured it would be a few minutes.
Yes or no Amex?

 

[IFlossU]

624 emails ago , lol

I did actually stop getting emails a little while ago. I’m hoping that’s a good sign. I should just log in and check.

 

[Pixiedustspreader]

Anyone approved for a Southwest personal card recently? Would you mind sharing - the date you applied, date you were approved and date your first statement closes.
Trying to work out the timing for my brother to get a new SW card and then for me to use his link for my card before the 100,000 offer goes away. I'd love to have the support bonus hit after his December statement closes so it can count towards CP.

Applied and instantly approved 10/20. Card arrived 10/29. Statement Close date Nov 6th. Due date Dec 3rd.

 

[havaneselover]

I'm so confused. I ordered sofas from Maiden Home 4.5 weeks ago. Delivery estimate was 12-14 weeks. You can track your order's progress on their website and my sofas are being sprung up. But today I got a call from Dunmar saying they had a delivery for me tomorrow. Dunmar delivered my bathroom vanity Monday so I figured it was a mistake. They claim they have my couches. Maiden Home says that makes no sense. And if they do, I need to get rid of my other couches fast. I guess maybe the lesson is order American made and it comes quickly

 

[wanderlust7]

I can’t remember exactly, but I think it’s coming up. I emailed them several months ago to cancel my account. They replied letting me know that my account would remain available to me since I had paid for a 1 year subscription, but they claimed to have turned off the auto renewal. The website is complete garbage and I can’t find the auto renewal area. I’m taking their word that they did indeed turn it off, and hoping the charge won’t hit in the next month or so.

Just checked mine. My Fool -> Account Settings

I see an end date and a button to turn on automatic renewal (so it must be off). I think I did it all online. Some people e-mailed initially to get a refund when the cashback didn't work.

 

[Alexle2007]

Yes. I don't know if MDD gets around 1/30. Seems risky.

Yes, it does.

 

[FreeDiningFanatic]

I’m really hoping you all can solve this for me. I’m about 12k points short of organic companion pass for 2022.

Ideas? I have a SW personal and biz.

I just did the holiday shopping portal bonus, which is already accounted for (fyi, 3500 pts for $1000 shopping, if anyone else is close).