wanderlust7
DIS Veteran
- Joined
- Mar 10, 2015
If we used a CSR for taxes on flights for 2023, do we now need to keep that card for a year? Or can we downgrade it and apply for a new CSR? (DH's 4-year anniversary is coming up soon)
We haven't ever churned a card so I'm not sure how this works.
Any advice would be appreciated.
I downgraded mine to a CSP in the hopes that the insurance would still apply (at the CSP level). When you file a claim, they ask for the statement that the charge was on. The account number is still the same.
My recent travel delay claim would have been a good test. But I just checked and the charge was a few days after I downgraded to the CSP.
If you want to apply for a new CSR, you'd have to downgrade to a non-Sapphire. I think there's still some travel insurance on those, but not as good. You might not want the Mastercard one since then the account number would change.