I love credit cards so much! v5.0 - 2022 (see first page for add'l details)

[palhockeymomof2]

fee free $200 Visa gift cards at Staples 11/6 to 11/12

 

[Judique]

Maybe it is a stage of life thing, but currently I feel it is worth paying a little more (in another points currency) to fly direct, than to mess with SW and their connections. Anyone else feel the same?

I don't even fly and I agree! I do book with my points for family and sometimes friends and always try to get direct flights.

The flip side is that usually there is a direct flight or two from the Washington, DC area (I'm in Maryland). SW has flights from all 3 airports (IAD starts end of November).

 

[havaneselover]

fee free $200 Visa gift cards at Staples 11/6 to 11/12

Yippee!

 

[hsmamato2]

Not answering your question, but your post reminded me that P2s CP will expire soon and it should be my turn to be looking at the best way to acquire CP for the next two years. Sadly, it seems that since the pandemic SW have gutted their service from the NorthEast and it seems I have to take a connecting flight almost anywhere these days. Most of those connections seem to route through BWI and the points required shoots way up. I just can't get excited about SW at the moment and I think we have only gotten one use out of P2s CP. If a great offer comes along, I might still jump but I don't feel it is worth the effort of applying for multiple cards at the moment.

Maybe it is a stage of life thing, but currently I feel it is worth paying a little more (in another points currency) to fly direct, than to mess with SW and their connections. Anyone else feel the same?

I think I agree with you.... I got the CP last January,and was almost immediately sorry I had bothered..... (turns out I'll get some use out of it after all soon) but I'm from the NE too,and the service to almost everywhere is now multiple flights.... so so inconvenient. I'm still using up points and CP but I'm starting to eye other airlines now,b/c we have a lot of choices here with a lot of decent sales.

 

[reliev]

Here are some screen shots:

Login into VirginAtlantic first

Open up the little Advanced Search toggle arrow. Make sure to select points and Upper Class

View attachment 715906
View attachment 715905



View attachment 715903

right, when i do this it gives me an error not available. I assume these are 330 days out like delta?
like this

then when you get to phase 2 it says

so why even show it I dont get it? im not doing this until 2024 trip i tell my DW i need to know about a year out so I can start planning she always thinks im wasting my time until she gets on the flight

 

[reliev]

My county already charges a fee to use your card, but the lady mentioned people using it for the points. So my town is definitely aware that people are doing it to earn points.

My county also gives a discount if you pay early, but they take it away if you pay with a card. It's so stupid. They charge the 3% fee and take away the discount.

dont give them any ideas here!

 

[BGparadise]

Yippee!

Great news for me. I have a new CIC on the way and have been worried I would miss my opportunity this week with the fee free MC

 

[Narnia_girl]

Not answering your question, but your post reminded me that P2s CP will expire soon and it should be my turn to be looking at the best way to acquire CP for the next two years. Sadly, it seems that since the pandemic SW have gutted their service from the NorthEast and it seems I have to take a connecting flight almost anywhere these days. Most of those connections seem to route through BWI and the points required shoots way up. I just can't get excited about SW at the moment and I think we have only gotten one use out of P2s CP. If a great offer comes along, I might still jump but I don't feel it is worth the effort of applying for multiple cards at the moment.

Maybe it is a stage of life thing, but currently I feel it is worth paying a little more (in another points currency) to fly direct, than to mess with SW and their connections. Anyone else feel the same?

I am going to try to get CP for 2023. With St. Louis as my home airport, SW offers a lot of direct flights to the coasts. I've also found their customer service to be good. When we recently missed a points-booked SW flight and were stranded they moved us to the next available non-stop and did not charge us any fees/additional points.

 

[LilSweetPeaPhoto]

For those of you getting the Amex phone offer, are you the type that load all the amex offers to get more? I normally only load the ones i might use. LOL

 

[georgina]

I have been reading up on using Visa GC to pay estimated federal taxes. We have minimal withholding so owe a lot each quarter. I was not aware the payment processors treat them as debit cards so the fees are lower than for a credit card payment (yay). So each of the 3 processors will accept 2 payments per quarter, I will owe more after that, I can just have the IRS do a direct debit of the rest? A little leery of not having a way to pay the rest, assuming the IRS will be happy to take my money directly.

 

[FreeDiningFanatic]

right, when i do this it gives me an error not available. I assume these are 330 days out like delta?
like this
View attachment 716019
then when you get to phase 2 it says
View attachment 716020
so why even show it I dont get it? im not doing this until 2024 trip i tell my DW i need to know about a year out so I can start planning she always thinks im wasting my time until she gets on the flight

I would search one ways- less problematic. It seems there schedule is open until about 9/30 or 10/01. Lots of availability towards that end of the calendar. These fees/taxes are pretty hefty, but perhaps the experience is worth it?

 

[afan]

For those of you getting the Amex phone offer, are you the type that load all the amex offers to get more? I normally only load the ones i might use. LOL

Both so I keep it under 100. I try to add the one's I'll never use on a sock drawers card so I can add one's I still wouldn't use but at least are closer to what I'd use on a card I'm using if that makes sense.

 

[FreeDiningFanatic]

Reddit is reporting a new public offer of 75k for Southwest personal card, ending 12/5. I can't seem to pull that offer when searching online, but reddit seems to think it's a cache issue and suggested going to Southwest and from there over to the Chase site. This link was provided.

https://creditcards.chase.com/a1/so...F=FULLSITE&CELL=6PLV&cbid=6851070&clk=6851070

We had two CP last year and took 12 one way flights, so definitely got our value. We are lucky to be an hour between two decent airports. And love the flexibility of Southwest. We plotted out our plans for next year and we think we'll get enough value, so we are going to go for companion pass again.

ETA: When I log into a non-SW cc holder account on Southwest, I see the public offer of 75k. Weird cache issue. Hope support links update soon.

 

[elgerber]

Reddit is reporting a new public offer of 75k for Southwest personal card, ending 12/5. I can't seem to pull that offer when searching online, but reddit seems to think it's a cache issue and suggested going to Southwest and from there over to the Chase site. This link was provided.

https://creditcards.chase.com/a1/so...F=FULLSITE&CELL=6PLV&cbid=6851070&clk=6851070

We had two CP last year and took 12 one way flights, so definitely got our value. We are lucky to be an hour between two decent airports. And love the flexibility of Southwest. We plotted out our plans for next year and we think we'll get enough value, so we are going to go for companion pass again.

ETA: When I log into a non-SW cc holder account on Southwest, I see the public offer of 75k. Weird cache issue. Hope support links update soon.

Bummer. I hadn't told dd about her pre-approved 50k miles offer, for $1k spend. She can't swing a $3k spend, but this is now the offer she is preapproved for (as am I)
Like others have said, I love the idea of SW, and I actually like the boarding process, but they fly hardly anywhere non stop from MSP.

 

[iujen94]

Question about the CFF - I’d like to apply and get the 5x on groceries offer. I’ve already got an existing CFF (downgraded from a CSP). I’m assuming I can’t get a new SUB or the 5x on groceries while I hold an existing CFF. Is that correct?

Any creative ideas on what to do with my existing CFF? I wouldn’t mind ultimately having 2 CFFs to double up on the category bonuses. Could I PC to a CFU and then PC back to a CFF after I get the new CFF? Do I have to wait a certain period of time before PCing the CFU back to a CFF? Any other suggestions?

 

[spacerangerqueen]

Many people have both, either acquired through upgrade or downgrade or through MDD, so I think it's common that reps see people with both. I did specifically ask the rep because I'm sort of risk adverse and she specifically said there is no issue with holding both cards, the issue is with earning the SUB on both cards and it was fine to PC. That was my experience but please do what you are comfortable with.

So I finally got around to calling and I was able to upgrade my Freedom back to a CSR! I made sure to move credit around first so that I had 10k on it before I called. Thanks for the advice!

 

[reliev]

I would search one ways- less problematic. It seems there schedule is open until about 9/30 or 10/01. Lots of availability towards that end of the calendar. These fees/taxes are pretty hefty, but perhaps the experience is worth it?

That worked, so im going to have to have a 330-day reminder like CR thanks! it looks like 95k points or 120k with delta (where I would get MQM and cash spent). The funny thing is delta is nowhere near that evaluation

 

[becauseimnew]

I'm planning on applying for an Ink card soon. I noticed the referral bonus is still showing a sub of $750 with $7500 msr. Any thoughts on if this will change to the $900 sub/$6k msr offer? Or should I apply and ask to be matched?

There is a DP in reddit stating that they applied/approved 11/01, SMed for match 11/02. Reply stated would be matched after the $7,500 MSR.

 

[becauseimnew]

Anyone have the Away bigger carry on?

Likes dislikes? Better to stick with the regular size carry on?

 

[Moneypenny]

Please remind me about cancelling and reapplying for the Chase SW cards to get the new bonus - how long after cancelling the current card do we have to wait to apply again? 4 days? 30 days? 31 days? Those were all the numbers that immediately popped into my head, lol.