Hello, new here (introduced myself last week), and looking at getting another card, but wanted some feedback as I'm new to all of this. I've been sent an offer for a $300 SUB with $500 spending in 3 months for a Capital One Quicksilver that I am currently considering.
The only card I have applied for (and approved) this year (or since 2021) was 03/24 on a Wells Fargo Active Cash
We also have:
Disney Chase Visa (DH primary, me AU)
Amazon Prime Chase Visa (me primary)
Amex Blue Preferred (DH primary, me AU)
Discover It Miles (me primary)
I did not realize until reading more about using credit cards that being an AU was different than being a card holder.
Our card spending is approx. $4-5K a month (four tween/teen boys at home and it is almost all groceries)
We pay off our cards every month. Occasionally we will take advantage of a zero percentage financing for an appliance replacement, etc.
We do not currently fly much, with four kids we tend to drive for most of our travels. Our closest airports are PVD and BOS. Southwest does fly out of both.
I have no preference for a hotel rewards program and do not have any travel points or miles with any program.
My specific goal currently for churning is for an upcoming Disney Trip and in general I would like to keep churning for travel and recreation. We have an upcoming trip to Disney in August of this year that I am saving for.
Our travel party for this trip includes myself and my husband, my four kids (17, 15, 12, 9), my mother and possibly a girlfriend (16).
Thanks for any advice!