We are still chugging along here! Our impulsively booked Norway cruise will be paid off in 3 weeks.
Then we'll officially be debt-free except the mortgage. Again.
The crazy part is then we will start saving for a winter escape cruise in March.
Actually this winter hasn't been very cold here in NJ and I'm not even stressed at all about winter or needing to get away. Usually by now I'm dying to go somewhere and feel some warm sunshine. By the end of March I'm usually ready to move to a place that doesn't get snow. This year has been easy peasy, for me anyway. OTOH, dh has been working a ridiculous amount of OT. It was exciting at first but now I'm at the point that I worry about him and his health, not having enough time to rest & relax. (Part of the reason for the escape cruise in March.) He hasn't had a single day off since New Year's Day.
On days that his employer isn't having him work extra, he is doing a side job, helping a neighbor. I feel so bad for him; he is looking haggard. Even on his regular work days, which for him begin at 6:30am, now they're asking him to start at 5am. He could leave 1.5 hrs early on those days or stay until his regular leaving time and of course he's been staying.
Our other friends that were talking back at Christmas about going to Italy really prefer to go by cruise. I'm out. We did that before only to accommodate my parents so they wouldn't have to keep packing & unpacking repeatedly. Great for seniors but really it's not enough time in each port and there's too much in Italy to see just rushing through it. Whatever; it's their choice.
So our goals for 2020 are
1. Pay off Norway cruise
2. Save for March Escape cruise
3. Save for Panama Canal cruise (due late Oct)
4. Pay back dh's slush fund for the $4000 we gave ds19 toward a car.
5. Save $4000 for Christmas 2020
6. Save for new bedroom furniture. $5k estimated but hopefully less.
7. Start saving for a truck for dh. By then, his current truck will be 10 yrs old but it will take a few years to save so that we don't have to take out a loan. I really don't want to have debt again, ever. I probably should just wait and call this a 2021 goal.