ten6mom
DIS Veteran
- Joined
- Aug 28, 2012
Yes, you can chat and request a refund.
Yes, you can chat and request a refund.
I hope they’re unmarked boxes! Staples here delivered by private courier and updated me when out for delivery. Make sure your account is updated so they can contact you.Update on those gaming chairs I ordered from Staples a couple days ago: They're now sold out online! It says "in store only" but they're not available at stores near me so I am glad I ordered them when I did.
Now all I need is for the boxes to NOT have pictures or descriptions of the product on the outside... but I bet they will *sigh*. My kids usually get home from school before I get up.
I am renting a spin bike from the local studio that I go to (we are currently under a lockdown); I pay $200.00 / month and they e-mail me new rides every Sunday. I have been doing spin classes 3 times a week (I run outside and do weights 3 days a week as well) since they started 15 or so years ago and had never felt the urge to have a bike at home because technology changes and I like going to the classes. However having the bike at home (in dd's old playroom) has been so convenient that I could be converted and have been toying with the idea of buying a Peleton (I'm not there yet -- they are expensive and I am happy with my rental bike for now).UGH....I'm trying to decide if I want to get a cheap fake peloton spin bike and use my CSR credits. My sister has the real Peloton and loves it, but she's also kinda a fitness freak. I'd like to lose some of the 20 lbs I gained this year (thank you Rona and happy relationship). I'm not really a workout person. I used to use the elliptical at the gym but never saw any weight loss. I used to love yoga at the gym too, just not the same at home. I can honestly say, working out has NEVER helped me to lose weight. It's always been portion control. I went from 220->155 by just eating less. I got down to 143 last year when my ex dumped me. I kept it off until March of this year and it slowly crept back on. I've gotten as high as 163, I was 161 yesterday. I honestly DON'T feel like I'm eating anymore right now than I was. But I know the BF and I did spend lots of quarantine drinking, LOL.
I'm looking at various bikes on Amazon. I just can't decide. I guess looking at FB marketplace, I can likely make back most of the money if I decide I hate it and want to sell it. I mean Jan likely would be a great time to sell it. Anyone have a cheaper knock off?
Anyone do this status match with Frontier? Southwest Companion pass showed as eligible for the 100k tier. Rarely fly frontier but I could see more domestic trips in our future...
https://thepointsguy.com/news/match-frontier-airlines-elite-status/
One of my friends/coworker was hit hard, hospitalized 10 days with covid. She had a fever for 5 days and tested negative 4 times before testing positive. I know there are both false negatives and positives, but that's crazy.My 24-day quarantine ends tonight. (DH tested positive on my birthday, the rest of us never tested positive, so we had 14 days tacked onto DH's 10 days.) Thankfully, DH is almost back to his normal self. This virus is nasty. I had symptoms, but tested negative. Our dr believes mine was a false negative. I plan to have an antibody test in a couple of weeks to see if that sheds anymore light on the situation. Anyway, I wanted to share here because thanks to the wisdom of this thread, I have enough points to book a last-minute solo getaway with DH's blessing totally guilt free and will be escaping the midwest in three weeks for some Florida sunshine (or at least some warmer weather than here).
Stay safe out there, friends!
Not a credit card question, but I figure the brains here will have some good advice for me.
Several years ago my parents helped me with the down payment for my house so that I would not have to pay PMI. The money was considered a gift, but I'd like to pay it back. It would be completely unexpected, but appreciated.
Do you think that a cash out refinance is a bad idea? I think I'd have to pay for an appraisal, and I know it would basically be starting my mortgage term all over again, but are there any other down sides I should be aware of? I don't necessarily to be in this house long enough to pay it off anyway, if that makes a difference.
I think it replaces the old one. DS play NBA 2K. We spend oodles of money on VC to get good players. Then the new game comes out and we basically start over.Not a credit card question but for the gamers here, I have a question.
We just got an Xbox this year, so I don't know the ins and outs. DS plays Madden 20 a lot and had asked for Madden 21 for Christmas. Will he be able to play both games or does the new game replace the old one and essentially remove his old team?
Not necessarily if you'll still be over 20%. Just figure out if the lower rate will offset the closing costs before you expect to move. I refinanced over the summer and my rate went down 1 percentage point (but I went from a 30-year to a 15-year). So After 18 months or so the refinance pays for itself. I didn't take any equity out but I almost wish I had to upgrade my master bath.Not a credit card question, but I figure the brains here will have some good advice for me.
Several years ago my parents helped me with the down payment for my house so that I would not have to pay PMI. The money was considered a gift, but I'd like to pay it back. It would be completely unexpected, but appreciated.
Do you think that a cash out refinance is a bad idea? I think I'd have to pay for an appraisal, and I know it would basically be starting my mortgage term all over again, but are there any other down sides I should be aware of? I don't necessarily to be in this house long enough to pay it off anyway, if that makes a difference.
Glad your DH is doing better and your quarantine is over. The vaccine cannot arrive soon enough!My 24-day quarantine ends tonight. (DH tested positive on my birthday, the rest of us never tested positive, so we had 14 days tacked onto DH's 10 days.) Thankfully, DH is almost back to his normal self. This virus is nasty. I had symptoms, but tested negative. Our dr believes mine was a false negative. I plan to have an antibody test in a couple of weeks to see if that sheds anymore light on the situation. Anyway, I wanted to share here because thanks to the wisdom of this thread, I have enough points to book a last-minute solo getaway with DH's blessing totally guilt free and will be escaping the midwest in three weeks for some Florida sunshine (or at least some warmer weather than here).
Stay safe out there, friends!
Are you hoping to use this money you get out to pay them back? Are you over the 20% with the amount you want to refi for? Otherwise my understanding is that you would have PMI. There's more than an appraisal in a refi. I can't remember all the fees I had. I was able to get my refi w/o an appraisal. But there were lots of costs in my closing (title, etc). Obv, the costs were offset by my lower rate. Speaking of which....I need to set up my payment for my mortgage. I closed in October and didn't have to pay Oct or Nov! So that was NICE
Not necessarily if you'll still be over 20%. Just figure out if the lower rate will offset the closing costs before you expect to move. I refinanced over the summer and my rate went down 1 percentage point (but I went from a 30-year to a 15-year). So After 18 months or so the refinance pays for itself. I didn't take any equity out but I almost wish I had to upgrade my master bath.
How would I know (before starting) whether I'd still be over 20%? I am terrible with this stuff...
He will start over. He can still go back and play the old game if he wants to but whatever he's done will not carry over to the new game. Almost all of the people that play Madden know this and are fine with it, it gives you a chance to try doing things differently. The majority of the time now though the only real differences between iterations are the rosters.Not a credit card question but for the gamers here, I have a question.
We just got an Xbox this year, so I don't know the ins and outs. DS plays Madden 20 a lot and had asked for Madden 21 for Christmas. Will he be able to play both games or does the new game replace the old one and essentially remove his old team?
Dh’s aunt just died in the hospital from it and his cousin is in the hospital with it. It’s still here and as bad as ever.One of my friends/coworker was hit hard, hospitalized 10 days with covid. She had a fever for 5 days and tested negative 4 times before testing positive. I know there are both false negatives and positives, but that's crazy.
I'm glad you all are on the mend.
Thanks! As long as he can go back. I know they don't carry forward but I'm not sure he'd be happy if he couldn't go back and play the old game.He will start over. He can still go back and play the old game if he wants to but whatever he's done will not carry over to the new game. Almost all of the people that play Madden know this and are fine with it, it gives you a chance to try doing things differently. The majority of the time now though the only real differences between iterations are the rosters.
I'm so sorry! It's awful. We did lose one of the nurses at work. He was hospitalized for 3 months.Dh’s aunt just died in the hospital from it and his cousin is in the hospital with it. It’s still here and as bad as ever.
To keep this cc related, my citi card came in today. We’ll meet the MSR pretty easily