For us, 2010 is a big year for group trips, and I was already banking some '09 and borrowing almost all '11 points to pull it off. Our March 2010 2br BCV is now 285 not 275 (Sun - Sat stay) and 2-2 BR's at BCV in August are 253 each not 242. All in, I am now short 8 BCV points even after borrowing 100% of 2011's allotment.
So we're still outside 30-days to adjust our upcoming 1BR BCV in March, also Sun to Sat. stay. Fri night is 60 points, and our flight Sat am is early, so I'm cancelling the night, leaving bags at bell services, and getting a room at the Hyatt right in MCO. After dinner, we'll just take a cab to the airport and already be there for early am flight - won't even unpack just use an overnight bag as if we're on a cruise! Banking that 60 points will solve my 8-point problem plus some premium for spite.
I'm acutely aware that the whole operation is a zero-sum game, and there are those that benefit and those that lose. It's just weird to feel relieved that I have a creative option instead of being 100% screwed - if our upcoming trip was Feb, for example, I wouldn't be able to cancel and bank. Yikes. I spent way too much money to all of a sudden find myself risking a near-miss. Also glad we recently bought Marriott and will be expanding our horizons a little... between this and the 11-mo from check-in change (I'm a consumer of SV and 2BR-2Q rooms) I've had new risk concerns twice in a few months about Disney, although to their credit I've not had a problem yet with the new reservation rules.