AirGoofy
DIS Dad#341
- Joined
- Jul 24, 2009
Morning afternoon and evening all. Didn't do so well in tennis tournament, so I'm out. Played bad and lost to a not very good team. But youngest is still in and we are both in mixed doubles. Hope your day turns out better than mine so far.
Sadly, when you're dealing with all these corporate businesses, either no one is allowed to use their common sense or doesn't have any.
Congrats to your DW and to you for being able to rest at home. Get to cleaning...
I know Dave Ramsey recommends them, but I just can't go there. And, it's for the same reason you mentioned. I've only been hacked once so far, and I notified Chase Visa and they investigated it and I was out no money. I know the rule applies the same way to debit cards, except that it is my money on the line. I don't want to be out the money or have my account frozen. Like you, I just use the credit card and then pay it off at the end of the month as I already have the money in the bank account. Or, I'll use my debit card to get cash at my ATM and then just pay cash for it.
The girl wrestlers are still prettier, but that is an impressive medal count and reaction.
Sorry CJ. I had a similar encounter with them a few years back. I told the guy you can run it as a credit card JUST like they do in the store. Only difference is it comes out of my account IMMEDIATELY vs. being a delayed payment like a CC. Guy looked at me like I had a horn growing out of my head. Guess that could've been the case because I was madder than a rhino. I too ended up going with a different company. I told the guy, fine, if you don't want my money sitting IN THE BANK vs. some credit card...okay...I'll take my business to someone with a clue!
Sadly, when you're dealing with all these corporate businesses, either no one is allowed to use their common sense or doesn't have any.
And DW got the big job, so being a stay at home dad for about a year starts in 5 weeks.....
Congrats to your DW and to you for being able to rest at home. Get to cleaning...
A lot of business don’t like debits for various liability reasons and having encountered that stuff in the past, I don’t carry my debit cards anymore. Rather I use just one credit card that I treat as if it were a debit. I track it in my ledgers as if it were a debit and pay it down to zero about every ten days or so.
The main up side of this is that I get reimbursed if the card gets hacked (which has happened at least three times), where a bank probably won’t do so for your cash accounts leaving you on the hook for the amount taken. There is some insurance on the purchases, and I’ve earned nearly $4000 in Disney points over the last six years and I have not paid one cent in interest on the thing in all that time.
I know Dave Ramsey recommends them, but I just can't go there. And, it's for the same reason you mentioned. I've only been hacked once so far, and I notified Chase Visa and they investigated it and I was out no money. I know the rule applies the same way to debit cards, except that it is my money on the line. I don't want to be out the money or have my account frozen. Like you, I just use the credit card and then pay it off at the end of the month as I already have the money in the bank account. Or, I'll use my debit card to get cash at my ATM and then just pay cash for it.
I love this part of my job but I'm glad it only happens every two years. Running on 4 to 6 hours of sleep for about 18 days get old when you hit that 10 day mark. That being said I wouldn't trade this for anything in the world. Last night was awesome! The wrestlers I've been with all week had chances for 7 medals in the individual competitions and will be bringing home six, 1 gold, 2 silver and 3 bronze. Our heavyweight won the gold, pinning his opponent from Ontario in 36 seconds. His reaction was fantastic.
The girl wrestlers are still prettier, but that is an impressive medal count and reaction.