I love credit cards so much! v2.0 (see first page for add'l details)

[calypso726]

Is he joining in here on the fun or lurking in the background?

He popped in to say Hi on page 14. I think he's gone back to lurking in the background.

 

[CyndiLouWho]

Yeah, Shoprunner (2 day free shipping) is free on my no fee BCE too. I think it's just an Amex benefit regardless of how much you're paying for the card.

On SPG cards too.

 

[gottalovepluto]

Tried AMEX again, oh yes, you signed up for pay over time, but there is no 10k offer for you. Feel free to call and discuss if you think this is wrong.

I’d chat and unenroll from it & try again next time you get an offer.

 

[CyndiLouWho]

DH just applied for Global Entry renewal. Hoping to get in before they shut down again.

Hoping they can manage to NOT shut down again.

 

[afan]

YUP!! Lol that’s not what I found informative, it was something else

From the first part? Umm...shrimp? The truck? The 2nd part is so much better. Loved Jeremy's pants, the truck bridge and the hummingbirds! At 14k feet now so still more to watch.

 

[PolyRob]

I wish I never had her call in the first place like @SouthFayetteFan . I wonder if he uses a girlie voice when he calls for P2.

so far behind today...but uhhh yeah my girlie voice is pretty awesome

So many talents!

I called SPG for my DH one time because I couldn't login to his account and wanted them to reset it. I answered all the security questions correctly but I had a terrible time putting on a male voice with a British accent. The CSR was like, you don't sound like a man??!! I just coughed, said I had a cold, and quickly hung up. In hindsight, I don't know why I even tried the accent, like how would they even know he had one??!! That scared me off from EVER calling in for him again!

I'm so bad. If I call in as someone of the opposite sex I just speak like myself and confidently provide the proper information. I used to be fearful, but names can be neutral and if a CSR tried to accuse me of not being the correct person I would just stand my ground. People can identify differently. The CSR doesn't know.

Also, that message about voice verification doesn't bother me because the only reason I am calling is since no one else wants to/will ever call. It will always be me. Verify away!!

 

[CyndiLouWho]

Since we are on the topic of HSA, just remember not everyone is eligible for a HSA, you need to have a high deductible insurance plan. Even if your company does not offer an option to have a HSA through direct deposit you can still open an account on your own and then get the positive tax savings on your tax return. If you are eligible it is a great idea, even if you use it for healthcare costs, instead of planning to eventually use it for retirement. Look at your options when opening an account, some have fees if you don't have a minimum amount

So what happens when you have high deductible insurance and an HSA, then change to “regular”insurance that doesn’t qualify for an HSA? DHs HR person apparently doesn’t know. We have $7k in ours, and no longer have high deductible insurance.

 

[havaneselover]

So what happens when you have high deductible insurance and an HSA, then change to “regular”insurance that doesn’t qualify for an HSA? DHs HR person apparently doesn’t know. We have $7k in ours, and no longer have high deductible insurance.

You cannot continue to contribute but you still can use it.

 

[PolyRob]

Interesting dp about the Chase $600 dollar checking and savings account promo.

I did not qualify for the offer link doc had listed a few weeks back so I went for my Chase targeted offer (it had been sending me emails and physical mailers). Doc posted a new link on 1/15 where you now request an offer code to your e-mail and then open the account. I figured what could I lose so I requested the code the other day and sent Chase an SM with the requested offer e-mail as an attachment. About 24 hours later I got a reply that after researching my coupon codes, I am now enrolled in the higher $600 offer and I will receive the additional funds once the savings qualifications are met.

That extra money will cover my CIP AF! Woo!! IDK if I technically qualified for this “new” $600 offer or if Chase is just matching it because I had the coupon sent to my e-mail, but I call it a win.

 

[gottalovepluto]

-

 

[havaneselover]

Got some good news today. Visiting my parents and they said they were giving me about twice what I expected for my kids for college. So I think they are almost completely funded when I include what I’ve saved I desperately need new windows so I think I can now start replacing windows!

 

[wendow]

Just received this email!!

We've adjusted theAAdvantage® miles on your account
Hi, @SouthFayetteFan. We've added 20,000 CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® milesto your CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® account. You'll see this mileage adjustment on your statement within two billing periods.
- Your Citi Team

BOOM - 3rd time's a charm with my Backdoor SM Match request!!! 60k AA Miles for $2k Spend plus $215 for selling my AA eGift Card!

YAY!! Congrats on this!

I just my card today! Can't wait to start piling up some miles. Can you add a citi biz to personal login (already have costco citi) or do I have to create a biz one? The citi website is not playing nice with me.

 

[GusGus16]

So what happens when you have high deductible insurance and an HSA, then change to “regular”insurance that doesn’t qualify for an HSA? DHs HR person apparently doesn’t know. We have $7k in ours, and no longer have high deductible insurance.

No idea how that works, your current fund I would think would be ok, you can't make further contributions at this point, but I'm not sure if you could take a contribution or if you just need to let it sit.

 

[SouthFayetteFan]

YAY!! Congrats on this!

I just my card today! Can't wait to start piling up some miles. Can you add a citi biz to personal login (already have costco citi) or do I have to create a biz one? The citi website is not playing nice with me.

Thanks! You’ll need a separate login.

Thank goodness! I really had no idea how I was going to break it to you I got an email from citi saying 15k AA “adjustment” was coming my way for my personal AA!

Aww I never would be upset about somebody else getting something. YMMV means I might not get it but I’m always happy for my DISchurner friends

 

[SouthFayetteFan]

Well - heading to bed shortly for our “last sleep” before WDW. I have been a little quiet the last few days on the thread...surprisingly I was very busy with work haha. I’m trying to hit my goal by March this year and just take the rest of the year off LOL!

I will try to keep up with the thread in the evening next week! Hope everybody has a great week! And for all of those heading to the world - hopefully the weather can be a little better than predicted. We packed a bunch of layers and are going to have a great trip regardless.

Also - say a prayer for my wife. Her flight anxiety is on full tilt today but she’s coming tomorrow. It’s so difficult to see somebody you love struggle like this. I hope we have a quick smooth flight for her sake.

 

[elgerber]

No idea how that works, your current fund I would think would be ok, you can't make further contributions at this point, but I'm not sure if you could take a contribution or if you just need to let it sit.

When I switched to a non HDHP I was able to continue using what was left in my HSA until it was gone.

 

[CyndiLouWho]

I just saw the maleficent cone is back at mk!!!!! We bought two on our October trip because they were so delicious!!

Wait Where?

 

[gottalovepluto]

Hoping they can manage to NOT shut down again.

I wouldn’t even bet Skypesos on that one....

 

[Haley R]

Wait Where?

The storybook treats ice cream place. It’s lime soft serve in a chocolate cone which sounds disgusting but oh my god is it good. I’m super excited to get one. It says they are only there for a limited time so I wonder when they’ll be gone

 

[CyndiLouWho]

You cannot continue to contribute but you still can use it.

That’s what I figured. And DHs HSA makes it easy to pay with a CC then transfer funds from HSA to our checking account. They actually charge to use the HSA debit but no charge to transfer funds to our accounts.